We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

DMP advice

I have got some queries regarding DMP's.

I am with PayPlan and my case advisors have changed (I wasn't informed - I just had various people respond to me and now the 'case officer' section has changed) .I don't get replies once I've emailed them. Sometimes they take ages to respond too (a few days)- it just seems a bit messy when they seemed so on the ball at responding in the beginning. Hence me asking here rather than asking them directly!

I have had 2 Notice of Acceptance letters from my creditors but both are requiring 28 day payments (I understood the DMP's are paid monthly). Will this mean I will default on the agreements?

Also, I approached PayPlan in July, set up the DMP in August so the first payments went out mid- August. I informed my creditors in July about my plans to go down the DMP route but many are still saying that they have not had any notification from PayPlan. I asked PP and they said letters went out about 20 something of September.

This seems a bit slow to me. Should I have expected it to all take a little bit of time?

I wondered if anyone had any advice and could tell me if this is all normal?

Thank you

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.