Wed 8th October - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important :money:

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people. Dont forget we also have a small things on Facebook, if anyone wishes to join

Really rough day yesterday so didnt manage much of anything. Todays activities:

Craft (2 rag wreaths to finish) - Done & 3 frames
List few bits for sale on FB - Done
Check Banks - Done
Check swapits - Done
Packed lunch for DH & DS - Done
Enter a few comps - Done a few
Sort emails (& unsubscribe where possible) - Done a few
Nectar Adpoints - Done a few
All meals from cupboards/fridge/freezer - Done
Read book (from stash) - In progress
Check www.freepostcodelottery.com - Done

Have a great day, love to you all

C x

Bobarella

Morning All
Hi Ziggy Hope today is better for you.

Today I had a nice surprise, woke to find my cheque for the rebate from First Utility had appeared in my account. Whoop! £242 plus our DD will be switched to variable from this month to avoid ending up in so much credit again. I plan to use any saving to go straight into our emergency fund which desperately needs repairing.
Also received £18 from the eBay sale yesterday.
It's rainy & miserable here today which means a soggy walk to get bread, butter & loo roll but the fresh air will be nice.
Our broadband went down yesterday between 2 and 4pm and it seems highly suspicious that there was a BT engineer in our street when I got home...now have had to spend loads of time on the phone to them. They said it's a fault on the line, but oddly our phone still works. I will be asking for a refund for the day we haven't had service for.
lunch will be leftover sweet potato soup, & debating whether to do chilli, garlic bread & salad for dinner or shepherds pie.
I got our credit card bill yesterday and realised that we will go under 3k on one card after our next payment which feels good.
Have a good day all.

ShootForTheMoon

Morning All!!

Thanks for starting is off Ziggy - hope you're feeling better today!! And great news too Bob, you're sounding super positive today!!

Right, time to be productive... Starting with the little things!

White wash on and out to dry in the sunshine

Try to get in a 10km walk today as was naughty yesterday!

Pop to lidl for a top-up shop... Going to cook some soup and maybe a batch of bolognese, as OH has a horrible cold - comfort food it is!!

Work nights tonight - take own food in and possibly some OT as starting early to get a job done

Check banking - skim interest payments into other savings

Nectar Adpoints

Nag work to get OT payments authorised by the cut-off date on Friday

Heating is off, it's cold out but lovely and sunny, hope it will stay like that!


Think that's about it for today my lovelies... Have a great day!!


Shoot xxx

carrielovesfanta

Afternoon folks


ziggy - that wreath looks awesome. I think I'd like to make a Christmas one. It's strange seeing someone's facebook though. I can't imagine anyone on here with real names or faces!!


Perhaps everyone would be surprised to learn that I'm not a one-eyed green blob?


Today's list

• Read Martin's email - done
• B/D from stores. L is a supermarket pasta salad that was reduced to 50p - OH has not cooked dinner. Must decide what to make
• Keep up good work from last night by keeping fire off this evening
• Text OH to remind him to get money from his mum's that she's paying us back
• Ring dentist to find out when appointment is - I feel like it might be while I'm away. - done and it is. Re-arranged for November
• Watch youtube tutorial about fabric wreaths!
• Ooo Amazon voucher from work as a small bonus. Yay!

Small list again


clf x

foxgloves

Afternoon Frugalistas,
Busy day so far, of which the money saving bits are:
*Switching off iron for final garment & saving surplus hot kettle water in flask towards next drink. It boils much quicker.
*Foraged into depths of fridge & dealt with veggies needing attention. Blanched & froze cauli & cabbage so can use at weekend. Small aubergine, courgettes & bits & bobs prepped to use with rubber chicken in tonight's curry.
*Chicken stock from Monday's rubber chicken endeavours, plus last of the meat, leftover gravy used to make chicken & vegetable soup. Its lovely & must have cost just pence.
*Filled Mr f's new portable soup mug thingy with said soup. That'll do his packed lunch tomorrow with a cob. Froze some too.
*Made spiced vinegar. It's just infusing. Will make the pickled onions this afternoon. No big spends there..... a whole sack of pickling onions from the market - £3.50 - Aldi malt vinegar - 29p a bottle, & all other ingredients already in stock in my spice cupboard. Aim to tart a couple of jars up to go in Christmas gift hampers as have done loads of preserving this year.
*Update budgets.
*Knit some more sock.....error incurred during University Challenge excitement now corrected......good job no swear box in this house, though.
*Progress more of my 'Project Preparing for Winter' jobs if time.
*Try to do a few surveys as am near to next voucher on Toluna.
Bye for now,
F x

roxykitten

Hi! I flit in and out from time to time but I'm feeling the pinch for the next couple of weeks til payday so here are mine
-Priced up trade in games for my local CeX store to take in on Friday.
-Bageed up clothes to take to cash4clothes this afternoon.
-borrowing friends bus pass so that I don't need to withdraw bus money for work tomorrow.
-making packed lunch for work tomorrow.
-just worked my way through the fridge working out how to use up leftover veggies in this weeks menu plan.
Happy Wednesday!

Bagpuss741

Today I have/will:

1. Checked online banking
2. Paid bills that needed it
3. NSD
4. Meals from stores
5. Free postcode lottery
6. Watch tv recorded in week
7. Surveys

Kitty777

Hello again everyone! I am back again

I haven't really done much today...have been a bit naughty and had an impulse shop around Asda on the way back from my nans. Only spent £3 though on some fruit and deodorant...I needed them anyway

I am going to go onto swagbucks and do some surveys...got £20 in amazon vouchers from there and want more for a 3DS game i want
Also check my banking to make sure everything in my diary is up to date.

I hope you are all okay

DawnW

Hi, late post from me today as I have been babysitting and am a bit grandma'd out :rotfl:

Not much done apart from playing with baby GD and walking her around town morning AND afternoon to ensure she got naps. It is the only way I can get her to have a short nap atm, and she gets grumpy if she doesn't :eek: Still, free exercise pushing her buggy for a mile or three I suppose

Also:

Small amount of washing dried outside on line. It has been a strange day, quite windy, nice in parts interspersed with bucketing down with rain. Although one load dried ok, I had an issue with the second load, which was the linen from the spare bed. First the line broke :eek: but luckily the washing landed on clean leaves instead of soil so it was ok. However, the sheet then blew against the raspberry bushes and got stained with raspberry juice :mad: Never had that happen before! It is back in the washing machine again now My poor old machine doesn't know what has hit it today - as well as the two loads and then the sheet AGAIN, baby had a huge accident which required a complete change of clothes and the original set washed IMMEDIATELY :eek::rotfl:

Small shop in Mr S. I bought some bread, a chicken and a new washing up bowl (the glamour :rotfl:) Baby thankfully slept during this and didn't wreck the store :eek:

Cooked chicken for supper, loads left for further meals

Used some of our runner bean mountain with the roast chicken dinner

Did a survey for nectar points

Sold a book on Amazon - first for ages

Received a book from Amazon, a lovely thankyou present from DD1 for dog sitting at the weekend

Cleared up dropped food, baby wipes, toys and scraped general goo off the floors and furniture. Luckily I have wooden floors which are easy to clean and (non-posh) antique furniture that has seen it all before

Well, what with one thing and another it has been a busy day. Early night called for I think!

ziggy2407

carrielovesfanta wrote: »

Afternoon folks


ziggy - that wreath looks awesome. I think I'd like to make a Christmas one. It's strange seeing someone's facebook though. I can't imagine anyone on here with real names or faces!!


Perhaps everyone would be surprised to learn that I'm not a one-eyed green blob?clf x

Feel free to add me on Facebook if you'd like or join our small things group on Facebook - the more the merrier