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Urgent Advice needed in cancelling the topup loan

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  • SeanG79
    SeanG79 Posts: 977 Forumite
    Part of the Furniture 500 Posts Name Dropper
    If it is not showing on your credit report you should be ok

    Check your credit report and see what is showing

    Credit reports are only updated once a month...
  • Yes but that should mean the lender also can't see it unless they see a different one
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • One more question. My creditor port shows the personal loan search however te score looks better compare to report during mortgage application.

    Can I use credit card now? I am paying credit card full every month


    Thanks
  • You can use your card but don't apply for any new ones
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thanks for all your help. The completion is over and I got the keys. Can I go and ask the loan amount back for the home improvement, because i have proof that i havent used personal loan for MY HOME PURCHASE?
  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    sudhasasii wrote: »
    Thanks for all your help. The completion is over and I got the keys. Can I go and ask the loan amount back for the home improvement, because i have proof that i havent used personal loan for MY HOME PURCHASE?
    :rotfl:

    This has to be a wind-up, surely?!
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
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