21.7.07 what small dfw thing will you do or have you done today?

hypno06

Hello lovely DFWers - old timers and newbies. Welcome to the weekend.

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will do the following:

- going DD into the city but not taking my purse with me, so I can't spend.
- check online banking and update spreadsheet
- not buy the new Harry Potter book
- do a storecupboard meal
- prepare meal plan and shopping list for next week
- not increase my debt in any way
- be positive :cool:

I hope everyone has a good day

auntie_brenda

I start training on 82ask today :j:j:j:j:j:j:j

sans_2

Things for today;

Put £6 from DH piggy bank into his savings account
Put DH £8 cheque into his banks account
Found 1p
Got my 2 x 500ml coke zeros from yesterdays Sun voucher also got 36p off DH shopping as it was a multisave purchase at Morrisons
Got my petrol from Tesco to get points.
Handed in 3 receipts in Tesco to get points added (one I found as I was walking towards Tescos)
Found a lovely 15 points Tesco receipt when I went outside and waited for DH and DS
Brought material baby booties from Next Clearance for £1 (to put away for future present)
Got 2 x sets of 2 electrical toothbrush heads for £1 from Boots - used points (for sister who will give me cash back)

LookingAhead

Today I have:

* Gone for a job interview
* Only spent £1.80 on the return bus fare to town
* QuidCo searches & Piggy comps
* Done some washing & hung out to dry on line....shame it rained! :mad:
* Have updated spreadsheet and will check online banking

crawley_girl

Evening

*I walked to the bus stop 3 stops down and saved 80p on the fare!!!!!
*Decided not to go out tonight

That's it... off to bed now!

hypno06

Ooh good luck with the job interview LA. Hope it went well x

Gemmzie

We spent £50 on our weekly shop :j (Normally around £90) - just hope we've got everything!

sharon59

paid off credit card balance!really chuffed only been on this site 3months and its taught me so much.proud of myself!
only mortgage to go now-£16000

hypno06

Well done Sharon!! I am sure you will be rid of that mortgage in no time :T

Yorkielass

Have been to Manchester today with to meet up with a couple of Uni friends so not really a mse day but even so:

Popped into Morrisons on the way to the station and got HP for £4.99
Only bought 1 thing in Manchester and that was a half price blouse from Bravissimo and we don't have one round here so saved £4 on postage.
Train and all food and drink was under £30 which I thought was pretty good really (train was £12.30 with young persons railcard.

So I'm pleased with myself esp as I resisted the temptations of the Next Sale

Kaz2904

Went and hit the sales. Got the urge for spending out of my system by doing some christmas shopping.
Managed to get some fabulous presents and have not spent more than £15 on anyone yet everyones presents are worth >£24.
I actually spent £52 on pressies but have got 4 whole gifts and bases for another 3.
I'm well chuffed as all the girls have expensive taste and they now have la senza pj's and slippers or next mary jane slipper socks (2 pack).
I also managed to get a watch for £10 which was much needed as my other one was selotaped together!