Getting a loan with a new job

redcard

Maddie wrote: »

How long should I wait before getting a loan to pay for a house extension?

No idea. But I would imagine taking out a loan, increasing your mortgage and using up your savings having just returned to work after having a baby won't be the best decision you've ever made.

chambta

thebritishbloke wrote: »

Do you own your home outright? You could try and apply for an unsecured personal loan, and if you don't get accepted you could always go for a secured loan on your home (or if you have a mortgage, extend your mortgage).

It's almost certainly harder these days to add to your mortgage than it is to get a loan.

dealer_wins

Save up, and save yourself £1000s in interest, and be free of the4 extra dreaded repayments!!