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Mortgage change rates fee

I am with the Abbey have been for 2 years I now tell them I wish to switch product they offer me a good interest rate but slap £995 on as a new product fee, this should be illegal is it and what can I do about it?

Thanks

Dan

Comments

  • MarkyMarkD
    MarkyMarkD Posts: 9,913 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Welcome to MSE.

    It's not illegal. Don't be silly.

    If you want to change products, you have to pay whatever fee your lender asks. If you don't want to pay the fee, stay on the mortgage YOU signed up to in the first place, or remortgage elsewhere.
  • dunstonh
    dunstonh Posts: 121,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    ROFL.

    Do you go to the supermarket, put goods in your trolley and then refuse to pay?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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