Urgent urgent help needed ASAP. Bailiffs

gemstar_2

chanz4 wrote: »

its a bluff, end result you paid him something win for him it worked

I find this all so confusing.

Would he have gone away even if I didn't pay something?

I do owe the money.

gemstar_2

He said he wants the balance at the end of the month.

That's another £700.

What should I do about that?

I want to pay the money back but can't do it in one hit.

Shall I put something in writing about a payment plan?

Lioness_Twinkletoes

Oh for heaven's sake ignore the idiots on this thread that are suggesting you ignore the bailiff. There is no need to be walked all over but nor should you ignore the situation.

Now you've made a payment contact the office on Monday and made another offer of a monthly repayment. They want the money - not your goods. Removing goods is hard work and they rarely secure enough money. If you make a sensible offer - one that you can afford, but will get the debt paid as quickly as possible, they will be happy with that. Make it an offer you can maintain while still paying other bill but you do need to prioritise this debt. If this means lowering payments to other companies so be it.

If the company prove problematic, difficult or are rude on the phone get an address or better still an email address and put your offer in writing, accompanied by an income and expenditure form. Set up a standing order so you don't miss any payments.

You have until the end of the month so you have some time to negotiate with the company.

I commend your attitude - you owe the money and are taking steps to pay. A few better idea than those that some have put forward.

For further, sensible advice contact StepChange on Monday - don't listen to the advise on this forum - it is often stupid and wrong.

sourcrates

If you have ever watched "cant pay, well take it away" on chnl 5, you will have a good idea of how these people work.
Removal of goods is a last resort, they will try to persuade you to find as much cash as possible, if you cant do this, make sure you tell them, I would suggest contacting there office and making a payment arrangement with them, sooner, rather than later, so avoiding a return visit.

Moneymash

kaya wrote: »

Don't open the door, keep the windows shut and hang from your bedroom window with a pencil up one nostril repeating "wibble wibble" until they leave

Don't you think the OP has enough problems without acting like she needs to be sectioned.

gemstar_2

Lioness_Twinkletoes wrote: »

Oh for heaven's sake ignore the idiots on this thread that are suggesting you ignore the bailiff. There is no need to be walked all over but nor should you ignore the situation.

Now you've made a payment contact the office on Monday and made another offer of a monthly repayment. They want the money - not your goods. Removing goods is hard work and they rarely secure enough money. If you make a sensible offer - one that you can afford, but will get the debt paid as quickly as possible, they will be happy with that. Make it an offer you can maintain while still paying other bill but you do need to prioritise this debt. If this means lowering payments to other companies so be it.

If the company prove problematic, difficult or are rude on the phone get an address or better still an email address and put your offer in writing, accompanied by an income and expenditure form. Set up a standing order so you don't miss any payments.

You have until the end of the month so you have some time to negotiate with the company.

I commend your attitude - you owe the money and are taking steps to pay. A few better idea than those that some have put forward.

For further, sensible advice contact StepChange on Monday - don't listen to the advise on this forum - it is often stupid and wrong.

Thank you for taking the time to respond.

Thank you also for your advise. I am going to follow what you've said and contact then on Monday.

I owe the money and don't see the point in delaying the inevitable.

Thanks again xx

Herbie21

gemstar wrote: »

Thank you for taking the time to respond.

Thank you also for your advise. I am going to follow what you've said and contact then on Monday.

I owe the money and don't see the point in delaying the inevitable.

Thanks again xx

You mentioned in an earlier post that you paid £150 and that this has given you some additional time. Was this agreement made over the phone or did the bailiff take 'control' of any goods of yours (a vehicle for instance?).

The visit that took place a few days ago was considered an 'enforcement stage' visit and accordingly, attracted the statutory 'enforcement fee' of £235. Unless the bailiff 'took control of goods' under a Controlled Goods Agreement he cannot add any further fees to the account.

I would strongly suggest that you send an affordable payment proposal to the company asap.