Wife retired early yesterday from M&S - please help!

atush

and of course you could give us the actual details on the perk as requested?

Dont let the tail wag the dog?

Jazzevo

Many thanks to all for your comprehensive replies. In answer to the questions on the discount benefit, it is 20% discount on all M&S products up to a maximum of £3000 per year (not a discount on £3000 of spend). Given we do most of our food, wine and household goods shopping at M&S, I think we will use the £3000 discount. However, as you say, there is no guarantee that this benefit will be available for ever (if the business gets sold, for instance!)

My wife is in good health, so we're hoping she's indeed going to last until 85 years! She probably won't return to work but we do have a bit of rental income.

She earned £22,400 last year but the pension was a non-contributory final salary scheme.

Much appreciated!

atush

i shop at m&S every week, but for a luxury top up. I dont buy my basic groceries there, it would be too expensive. I could save 3K per year, not shopping there for everything from meat, veg, washing power, loo roll etc.

I would try out Tesco and aldi and see if you spend 20% less. I would be surprised if you dont.

greenglide

With 20% discount we would consider it but I certainly wouldnt expect to get £3,000 savings in a year!

A nice to have while it lasts!

PeacefulWaters

You spend £15k in M&S annually?

Wow.

kidmugsy

atush wrote: »

i shop at m&S every week, but for a luxury top up. I dont buy my basic groceries there, it would be too expensive. I could save 3K per year, not shopping there for everything from meat, veg, washing power, loo roll etc.

I would try out Tesco and aldi and see if you spend 20% less. I would be surprised if you dont.

We have found Aldi very good for everything except bog rolls and light bulbs. The former are too narrow and fall off our holder; the latter have died absurdly quickly.


Mind you, the quality of some of the M&S food and wine is impressive. Yum, yum.

atush

I could NEVER shop just there under normal circumstances. But abnormal- ie having to go on benefits- sure. They have the basics covered - and a few lux items like steak at a good price. Even cheap tools etc.

But they do not have the range I want- and even my local tesco is getting a very strong letter coming up-- they have discontinued items I buy every week? For 4 rows of one choice as opposed to 2 of 2 choices? How is that going to save them cash when I have to go elsewhere for that one item? And will buy more there?

You can save loads at Aldi- if you like own brands. And apart from maybe ketchup and mayonnaise I am there. I use brands only where there is a difference, otherwise I dont. But if you want things that aldi dont sell (very easy to do) or are 2 people not five so want 2 onions and not a kilo bag- you have a problem.

Swings and roundabouts