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Question on a loan application
darrenrendell
Posts: 27 Forumite
Hi there,
I applied for a loan online on Sunday and received an email from them yesterday to ring them to discuss the loan application.
The apr I was offered online was 4% after speaking to them this has now gone up to 9.1% and the monthly payments have gone up?
He is sending me the paperwork to look at before making my decision if I look around for a better offer will this be difficult as I've been offered a loan but not yet taken it out? ( if that makes sense) as they have a price promise on the apr if I get offered a like for like loan they will beat the apr
Thanks in advance for any advice
I applied for a loan online on Sunday and received an email from them yesterday to ring them to discuss the loan application.
The apr I was offered online was 4% after speaking to them this has now gone up to 9.1% and the monthly payments have gone up?
He is sending me the paperwork to look at before making my decision if I look around for a better offer will this be difficult as I've been offered a loan but not yet taken it out? ( if that makes sense) as they have a price promise on the apr if I get offered a like for like loan they will beat the apr
Thanks in advance for any advice
0
Comments
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Were you actually offered the 4% APR interest rate after completing your application or was that the advertised typical APR?0
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I'm pretty sure that's what the offer was once I had applied as it came up with the apr monthly cost etc as I wrote them down0
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darrenrendell wrote: »Hi there,
I applied for a loan online on Sunday and received an email from them yesterday to ring them to discuss the loan application.
The apr I was offered online was 4% after speaking to them this has now gone up to 9.1% and the monthly payments have gone up?
He is sending me the paperwork to look at before making my decision if I look around for a better offer will this be difficult as I've been offered a loan but not yet taken it out? ( if that makes sense) as they have a price promise on the apr if I get offered a like for like loan they will beat the apr
Thanks in advance for any advice
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