Help needed for bad past

PeacefulWaters

macman wrote: »

If Christmas and new baby are going to occur simultaneously, then it's a bit late to suggest birth control options in September...

I was thinking they might not wish to produce a new born on an annual basis. Finding out what causes it might stop them delivering further sprogs into self-inflicted poverty.

DCFC79

NorthernMike wrote: »

Long Story Short: Mine/Partner

Credit Status: Very Poor/ Very Poor
Homeowner: No/No
Job Status: Working (FT)/ Full time Mother
Household Income: approx £20k

I'm looking to get a £12,000 loan for the following

House Arrears £1400
Pay off Car £900
Credit Card: £750
Catolgues: £2000
Christmas/New Baby: £2000
Debts: £4500

I have a solid £250 a month spare to fund it, I have very stable job. I am very commited to doing this too for the future of my family

1 Problem. No one will touch me, unless I want to pay 50%APR or £600 a month because of my old credit etc... Can anyone advise further?

Not going to happen, the £250 u have spare where has it gone over the past 6/7/8/10 months ?