National Insurance issues that may affect pension.

jackyann

Scorpion, I really think you need to get some careful, individual advice.

scorpionxedos

mgdavid wrote: »

you may be not aware, but have you checked?
https://www.gov.uk/national-insurance-credits/eligibility

Thanks mgdavid, but not of the above.

I don't mind paying contributions, but only what I need to pay for the full state pension.

scorpionxedos

jackyann wrote: »

Scorpion, I really think you need to get some careful, individual advice.

Thanks jackyann, where do you recommend I go? As in solicitor, accountant, financial advisor, et al?

greenglide

So firstly you need to see what your true record of NI contributions is. Go to the HMRC site here to get a statement. http://www.hmrc.gov.uk/ni/intro/online-statement.htm

Since you will attain SPA after 6/4/2016 (the start date for the "New State Pension") you will require 35 years contributions (paid or credited) to get the full State Pension.

mgdavid

scorpionxedos wrote: »

Thanks mgdavid, but not of the above.

I don't mind paying contributions, but only what I need to pay for the full state pension.

I don't quite understand how you can be incapable of work through ill-health since 1996 yet you are not getting NI credits? Are you saying you don't qualify for or claim any benefits - IB / ESA / DLA / PIP?
I have a hunch we're not getting the full facts and therefore it will be very difficult to help you.

jackyann

I would begin with CAB, but they are not present in all areas. There may be a local advice centre, such as community law or welfare advice. Whatever your illness is may have a charity who has advisors.