Renting and bankruptcy

Decaff

Hi there,

I'm struggling to find a definitive answer on this so I'm hoping someone in the know can tell me!
When I go bankrupt, will my landlord be contacted?
I've been told by some people that the landlord will only be contacted if my rent is in arrears, but today I was told by an insolvency practitioner that they would have to contact the landlord to confirm the rent (?).
Can anyone clear this up for me? It creates a huge problem for me if the latter is true.
Thanks in advance.

alastairq

If your rental payments show up on your accounts, and you have documented proof of how much it is, then the OR may not need to contact your LL.

If you can show you are not in arrears, then request the OR not to contact the LL, giving the OR reasons for not doing so.

Decaff

Thank you!
Silly question, but how do I prove I'm not in arrears?
I pay on time every month, what else can I do?

alastairq

How do you pay?

Decaff

Standing order

alastairq

Then, your bank statements will show the amount leaving your account every month..and you can show where it goes, too.

The OR will see your bank statements.

Decaff

Thanks alastairq. Very helpful :-)

Hopeful1968

You would also need to provide the Official Receiver with a copy of your tenancy agreement and when speaking to them (after the bankruptcy order has been made) that they do not contact your landlord.

alastairq

Forgot to mention that one, ta very much

danjaq2004

If you have standard (private) rental called an 'Assured Shorthold Tenancy' then the OR won't need to inform your landlord.

Cheers