We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Mortgage Repayment Charge
stripebird
Posts: 2 Newbie
I was moving home and porting my mortgage with the Halifax. Nothing had changed with my income etc. but they said due to affordability they would only allow me to lend 134K even though my existing mortgage was 155K, I had requested to borrow the same amount. I ported my mortgage with the Halifax but because I was borrowing less 134K (through no fault of my own) I was penalised for this at a cost of £600+ which I had to pay. Could someone advise me if they were within their rights to have charged me this extra amount? 0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards