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Help with SoA
uskoks
Posts: 17 Forumite
Up for early discharge and have had to fill in an updated SoA. Would appreciate it if people could take a quick look and give their opinions on said item 
Bear in mind that this is for a family of 4
Take home pay 597.06
Partner's contribution 1030.05
Child Benefit 120.80
Other Benefits 314.76
Pension Income 0.00
Contributions from other adults 0.00
Other Income 0.00
Total Income 2062.67
OUTGOINGS
Rent 750.00
Council Tax 136.00
Heating and Lighting 135.00 (it really is this high)
Water 28.94
Telephone 30.00
Housekeeping 480.00
Clothing 80.00
Maintenance payments 0.00
Fines 0.00
Other essential payments -
Travel/Fuel 150.00
Car Insurance 13.60
Car Tax 15.00
Car Repairs 20.00
TV Licence 11.37
Internet 10.00 (needed dut to nature of my work)
Mobile Phone 30.00
Prescriptions/Dental/Optical 25.00
Holiday 60.00
Total Monthly Outgoings 1974.91
Surplus 87.76
Many thanks
Bear in mind that this is for a family of 4
Take home pay 597.06
Partner's contribution 1030.05
Child Benefit 120.80
Other Benefits 314.76
Pension Income 0.00
Contributions from other adults 0.00
Other Income 0.00
Total Income 2062.67
OUTGOINGS
Rent 750.00
Council Tax 136.00
Heating and Lighting 135.00 (it really is this high)
Water 28.94
Telephone 30.00
Housekeeping 480.00
Clothing 80.00
Maintenance payments 0.00
Fines 0.00
Other essential payments -
Travel/Fuel 150.00
Car Insurance 13.60
Car Tax 15.00
Car Repairs 20.00
TV Licence 11.37
Internet 10.00 (needed dut to nature of my work)
Mobile Phone 30.00
Prescriptions/Dental/Optical 25.00
Holiday 60.00
Total Monthly Outgoings 1974.91
Surplus 87.76
Many thanks
:T BCSC Member #27:T
Bankrupt @ 11:59 on the 06/03/07
0
Comments
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I think you could probably put more down for shopping and clothes????
Not an expert tho but I'm sure someone will correct me if I'm wrong! The rest looks fine to me.
Good luck with the early discharge.Sometimes you have to go throughthe rain to get to therainbow0 -
I think the clothes and shopping are fine, as you surplus is below an IPA anyway.BCSC Member 70:j
.
0 -
Have your financial circumstances changed since you did your first Income/Expenditure statement? If not, then keep the same.
Good luck with early discharge.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0
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