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i'm a happy bunny today cos......
headoutthesand
Posts: 1,041 Forumite
I realised that tax credits have paid me backdated to the middle of May - a total of £639.09 :j :j
so instead of wondering what to spend it on like i would have pre LBM, i moved my finances about online and did the following:
1 - cleared my OD. I have gradually got this down from £550 to £160 and now i don't have one at all :T
2 - paid £500 to Barclaycard meaning i can now BT my Next account and pay it at a lower rate :T
3 - Have anough money to pay my car tax meaning i now have £90 free come pay day to put towards another debt.
I am so happy and chuffed with myself i can't stop smiling. I feel as though a big weight has been lifted of my shoulders.
To celebrate i went to the chinese and bought some fried rice to got with my home made curry.
Just felt like sharing my good news.......
so instead of wondering what to spend it on like i would have pre LBM, i moved my finances about online and did the following:
1 - cleared my OD. I have gradually got this down from £550 to £160 and now i don't have one at all :T
2 - paid £500 to Barclaycard meaning i can now BT my Next account and pay it at a lower rate :T
3 - Have anough money to pay my car tax meaning i now have £90 free come pay day to put towards another debt.
I am so happy and chuffed with myself i can't stop smiling. I feel as though a big weight has been lifted of my shoulders.
To celebrate i went to the chinese and bought some fried rice to got with my home made curry.
Just felt like sharing my good news.......
Official DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j
0
Comments
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Well done you. Nice to hear good news :T :T :T
ym0 -
Congratulations to you! I guess this will take a lot of stress off you and things will feel so much 'lighter' now!
Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
0 -
That's brilliant news :TNo longer using this account for new posts from 20130
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Well done you x5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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