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Fee free accord mortgage broker

izsushant
izsushant Posts: 51 Forumite
in Mortgages & endowments
Hey, I have a BTL and am looking for a mortgage broker who doesn't charge me a fee and deals with accord. Anyone know one?
Thanks for the help in advance.
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Comments

  • kingstreet
    kingstreet Posts: 39,333 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with that.

    My first reaction to someone wanting to deal with Accord is to double our fee.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Senior_Paper_Monitor
    Senior_Paper_Monitor Posts: 2,918 Forumite
    Part of the Furniture Combo Breaker
    edited 20 September 2014 at 9:22AM
    I knew Kingstreet would beat me to it with that line !!


    What size mortgage do you want (not an enquiry for the case by the way - we don't do fees free) ?


    Why Accord ?
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • tvfreek
    tvfreek Posts: 142 Forumite
    I would suggest the OP doesn't need a broker, he's found the lender he likes so best of luck with that one.

    One born every minute....
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • ACG
    ACG Posts: 24,699 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Accord only deal with brokers.

    Im with Kingstreet and senior paper monitor! Actually I tell a lie, I would never do a Mortgage with them, double my normal fee would not be enough to do business with them.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,333 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ACG wrote: »
    Actually I tell a lie, I would never do a Mortgage with them, double my normal fee would not be enough to do business with them.
    Me too.

    The double fee thing was a quip.

    Faced with the reality of such a case, I'd find another lender or decline to accept the business.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Wh05apk
    Wh05apk Posts: 2,938 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    And I thought it was just me who felt this way, they are a nightmare, shame as they do have some quite good rates.
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ACG
    ACG Posts: 24,699 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Even their criteria looks good.

    Until you realise they are only joking, although if they do decide to let you take advantage of their criteria you have to have lie detector tests, references from school teachers and neighbours, pull a sword out of a stone, watch the underwriters laughing at you and then lastly blood and urine tests which you then fail on the blood test because you have high blood pressure.

    Its like the krypton factor - but with no winner!
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,333 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We had their BDM to one of our meetings.

    Everything sounded good. Then we got to the nitty gritty. We need an offer so exchange can take place within 28 days.

    "Give us a ring and I'll tell you if it's worth doing the business with us," came the reply.

    Needless to say, we didn't bother. :eek:
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • ACG
    ACG Posts: 24,699 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Youve actually met someone from there!
    I struggled to even get call backs.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,333 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ACG wrote: »
    Youve actually met someone from there!
    I struggled to even get call backs.
    They found out how much business we were doing and wanted a slice.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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