📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage companies that manually underwrite??

13»

Comments

  • Thanks again for all the input.

    The issue is that I was on a Mat Leave and made redundant so I was technically unemployed for 6 months. The fact the contract is a 12 month mat cover doesnt seem to be a major issue.

    Again I was just naive as I work in business lending where it all done by a human and common sense applied. (well some of the time lol) but then we charge a lot more.


    Oh well we hopefully going for a mortgage with Halifax just based on hubby salary.
  • My husband changed careers this year finished his engineering job in January and went back to his original job/profession in weapons as a contractor in April. We have used Contractor Financials for our new mortgage, only needed a few payslips, copy of contract etc.
    Mortgage: Aug 12 £114,984.74 - Jun 14 £94000.00 = Total Payments £20984.74

    Albert Einstein - “Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.