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Mortgage companies that manually underwrite??

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  • Thanks again for all the input.

    The issue is that I was on a Mat Leave and made redundant so I was technically unemployed for 6 months. The fact the contract is a 12 month mat cover doesnt seem to be a major issue.

    Again I was just naive as I work in business lending where it all done by a human and common sense applied. (well some of the time lol) but then we charge a lot more.


    Oh well we hopefully going for a mortgage with Halifax just based on hubby salary.
  • My husband changed careers this year finished his engineering job in January and went back to his original job/profession in weapons as a contractor in April. We have used Contractor Financials for our new mortgage, only needed a few payslips, copy of contract etc.
    Mortgage: Aug 12 £114,984.74 - Jun 14 £94000.00 = Total Payments £20984.74

    Albert Einstein - “Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”
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