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Need to get myself together: The beginning

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    15 days until payday!! So skint right now ... still need more xmas stuff to get :( xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    13 days until payday

    hoping this week this £50 cheque arrives. Hate not having money. Staying in this weekend again. Gonna do loads DVDs. Following weekend promised to go a birthday night out, n my friend surprised booked Dreamboys.... weekend just before paid :( xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Today is my friends funeral. I am not going as I cant remember if I mentioned its my ex (yes the one who got me in this monstrous debt and made my life hell) cousin and he will be there. The date should be focussed on her and tbh i wont lie i dont have it in me to see him ever again.

    My boys tooth fell out last night. He got £1 from toothfairy and wanted to put it in the holiday fund for Floirda bless him <3 He also wrote his letter to santa .... " Dear Santa i love you very much but not as much as i love my mummy" aw my boy!!!!

    Anyway 12 days until pay day. Staying in this weekend. Well going to a panto with the family. My mum booked it x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 4,024 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hugs to you today monz x

    Aw how sweet of your wee boy :) enjoy the panto and hope that £50 cheque comes through soon.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £7.93/£50
    Mortgage overpayments so far - £800.96
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    8 days until payday. I went out Saturday night didn't even spend a penny. took my car and my friends got me a diet coke as i was taking them home... typical actually had 3 different guys wanting to buy me a drink... not that i ever would i am weird about things like that lol.

    awww two nights out this weekend n have zero money. may need to tap my mum... if i can lol x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    The cheque came last night so that covers my night out Friday :) Saturday i am taking my car but its through to Edinburgh argh xx

    wekk today until pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Evening Gorgeous!!


    Hope you are good.


    I got paid early !!! so 38 bloomin days til next one ..lol


    Stay warm ...xxx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Nightmare weekend!!

    Saturday me and my friends had a we night out planned on Saturday in Edinburgh. So I said will take my car save money.... my car decides to die in Edinburgh and as my insurance is only covering 10 mile ( i am never out Glasgow!!) had to pay £115 to get back home , none my friends even offered to help out. So phoned today and told mechanic what the recovery guy told me and was told it will cost me £130 to get fixed. I cant believe it so mega set back to debt payment. :(

    payday tomorrow x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 4,024 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Aw monz, so sorry to hear of the car troubles over the weekend. At least its payday tomorrow and you'll soon be back on track with your debt busting.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £7.93/£50
    Mortgage overpayments so far - £800.96
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That's a shame none of your friends helped you out, sorry to hear it's going to cost that much so close to Xmas xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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