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Need to get myself together: The beginning
Comments
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8 days until payday. Feels like forever I have updated my signature
! 5 week months suck lol xx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
7 days to pay day .... 7 days to pay day.... 7 days to pay day... that is all
x Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
7 days to pay day .... 7 days to pay day.... 7 days to pay day... that is all
x
Not that you're counting down or anything :rotfl:Mortgage 26.4.25 - £108,500 1.11.26 - £101,488.60 (6.5% paid)
Mortgage overpayments so far - £1008.83
MOP savings - £34.99/£50
Debt 16.11.25 - £5160 1.11.26 - £3950 (23.4% paid)
Roof savings - £3650/£3650 (100% saved 🥳)0 -
3 days until payday.... wow this month has dragged in!!!
Had a quiet weekend in. Was taxi to my mum on her works night out n she gave me £20... to petrol (much needed) and food.... only to find out my tires flat so need to get a new tyre payday
oh well lol xx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
poor you about the tyre....hurry up payday
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟0 -
two days to go
aw hurry up!!
Also got my costume ready for halloween for night out in town. harley quinn but suicide squad version.... oh dear haha xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Mind and get pictures of you in your costume xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Thanks everyone. Sorry not been online I have no excuse really tbh. KOG how was parents night?
Nothing much to update other than skint beyond belief
!!
10 days until payday and 11 days until tax credits x
It was great thanks
she loves the conversations he has with her (he's five but has a very good vocabulary and comprehension of words, it's something all of his teachers have been amazed at, the conversations and understanding) and boy does he love to talk lol, his handwriting needs a bit if work but has vastly improved in the last few weeks so she predicts by Christmas he will be on track, and he loves maths
so all around a great report
xx Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Aw brill!!:) my boy is five in 9 days

payday tomorrow
update signature awaiting :P xx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Payday

Happy days
!!! I have paid overpayment to loan of £51.46 and £100 to my overdraft. My usual loan payment is due out over the weekend and then will see what my interest is and try even it out 
28 days until next pay day :P
tax credit is due in tomorrow
x Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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