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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    8 days until payday. Feels like forever I have updated my signature :(! 5 week months suck lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Forumite
    7 days to pay day .... 7 days to pay day.... 7 days to pay day... that is all :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 4,288
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
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    monz wrote: »
    7 days to pay day .... 7 days to pay day.... 7 days to pay day... that is all :) x

    Not that you're counting down or anything :rotfl:
    Mortgage 26.4.25 - £108,500  1.11.26 - £101,488.60 (6.5% paid)
    Mortgage overpayments so far - £1008.83
    MOP savings - £34.99/£50
    Debt 16.11.25 - £5160  1.11.26 - £3950 (23.4% paid)
    Roof savings - £3650/£3650 (100% saved 🥳)
  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Forumite
    3 days until payday.... wow this month has dragged in!!!

    Had a quiet weekend in. Was taxi to my mum on her works night out n she gave me £20... to petrol (much needed) and food.... only to find out my tires flat so need to get a new tyre payday :( oh well lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • poor you about the tyre....hurry up payday :)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    two days to go :D aw hurry up!!

    Also got my costume ready for halloween for night out in town. harley quinn but suicide squad version.... oh dear haha xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
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    Mind and get pictures of you in your costume xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825
    Part of the Furniture 1,000 Posts
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    monz wrote: »
    Thanks everyone. Sorry not been online I have no excuse really tbh. KOG how was parents night?

    Nothing much to update other than skint beyond belief :(!!
    10 days until payday and 11 days until tax credits x

    It was great thanks :) she loves the conversations he has with her (he's five but has a very good vocabulary and comprehension of words, it's something all of his teachers have been amazed at, the conversations and understanding) and boy does he love to talk lol, his handwriting needs a bit if work but has vastly improved in the last few weeks so she predicts by Christmas he will be on track, and he loves maths :) so all around a great report :) xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Forumite
    Aw brill!!:) my boy is five in 9 days :D

    payday tomorrow <3:D update signature awaiting :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Forumite
    Payday <3

    Happy days :D!!! I have paid overpayment to loan of £51.46 and £100 to my overdraft. My usual loan payment is due out over the weekend and then will see what my interest is and try even it out :)

    28 days until next pay day :P
    tax credit is due in tomorrow :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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