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Need to get myself together: The beginning
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Well done Monz woo hoo!!!! xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
I am back
! Had an amazing time off with my son, even though he has spent all my money lol 
!
Hope all is well, running off to catch up on everyones diary
17 days to payday xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Morning!
So so tired Being back to work typical nicer weather as well!?
This weekend is my niece birthday party (already got her presents in)
Still to get a dress for my sons communion crap! My mum also had got a groupon deal for a family photo shoot for all of us... not my kind of thing but will do it
16 days til payday and can get into emergency fund and couch omg I cannot wait to get it in July !!!xx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Sucks that you are back at work when the weather is nice.
Oh a family photoshoot - I couldn't think of anything worse
Just go with it!
Dxxx0 -
It did not happen woo!!! Think its either forgotten about or I wrote down date wrong lmao!!
Aw hurry up payday totally skint and have no dress for my sons communion and skint
Got my hedges in the garden all chopped down. Took 4 hours and my driveway is non existant with branches. Thankfully my brother in law is getting rid of it this week for me woo!!! Just need to chop more down and get rid of the big shed. Then I can start on the next thing I gotta do lol
10 days to payday xxxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
It may just be a man thing but unless it is fubar, why you getting rid of the big shed?BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
I cut down my hedge last year, it was leylandii which had got out of control (long before I moved in). I burnt it all in the garden, some of the neighbours weren't best pleased with the smoke but at least it was a damp day and no one had washing out, some were thrilled that I had removed the monstrosity!LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0
Emergency Fund £800.00
Mortgage £73,000 BTL Mortgage £38,0000 -
I do not need a shed. I have so much storage in this house just me and my boy and I have artificial grass so never gonna cut it. I just want a plain garden lol Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Sorry I have not posted just not much to update.
A week until payday and its long weekend this weekend. My brother in law is picking up the chopped down hedges tonight thank god I will see my drive way now
Seen that there is a great deal on garden furniture so hoping still on next week when paid and can have when its my sons communion!
This weekend my mum has asked me to jet hose her decking and paint fences and she will pay me, since I am very skint right now its perfect and hopefully have enough to get my dress for the communion. See how much she pays eh :P
Going to be a quiet weekend. Saturday going to Glasgow Green with some friends apparently theres a fair on. Sunday is chill day and with my boy and Monday weather depending will take him to Cuninger park
Have a great weekend all xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Have fun with the jet hose.........I asked Abbie to start the driveway and all she did was put her initials on the driveway :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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