Need to get myself together: The beginning

badmemory

Congrats on reduction of amount due to parentals. I know that has been bothering you. May I suggest that although, you do owe other money, that you concentrate on your emergency fund. As you are a person doing it all yourself, may I suggest that when your EF is full that any other free money is split between paying something off and increasing that EF.


If there is one thing I have always found it is that if you have the funds available, less actually ever goes wrong, when it does go wrong it seems to cost less & also when it goes wrong it causes you less stress.

monz

Morning, had a great night away in Carlisle and spent within my means no drunk debit thank god!

Paid my mum and dad £480 so now officially one more payment and its gone

Will then start 100 per month to emergency fund and 100 per month to my overdraft to get rid

hurry up payday - 24 days away xx

misstara

Yay to there being only 1 payment left :T well done for paying off so much in such a short time, such an inspiration

kindofagilr

Yay to one payment left!!! thats fab xx

monz

Morning.

Not really much to update, will be a quiet one this weekend. Feel the last couple weeks I have done a lot of socialising for my liking so need a quiet one lol will paint my hallway though

My we instagram got to 100 for my house account haha the joke to my sister is thats me insta famous now lol joking obviously, that pink stuff for cleaning though is amazing!!!

Nothing much else to add 22 days until payday and debt free to my mum and dad woo!! My dads birthday is at the end of the month and my niece 9th birthday is next month, as well as my sons communion. So going to be spendy for these though my sons is practically complete for everything almost....

Hope all is well

[Deleted User]

Hey monz,

Aw go you you Insta-star!

Oh you need to Whatsapp me, updated my phone and lost all my numbers.

Eeeeeeeeek 22 days until you are mum and dad debt free :j:j:j

AMAZING!!!

Dxxx

abba1772

Hopefully the next 22 days will fly in xx

monz

21 days now. Aw yes definitely on countdown mode now! Need to find the pennies and go into my account to get money for my hair and more blonde back in also hoping next week.

Also got my dads, friends we boy, my sons friend and my nieces birthday coming up. Also my sons communion but thats mainly sorted thankfully! Everything blinking money these days ! x

[Deleted User]

Money, money, moneyyyyyy all the time!

Dxxx

kindofagilr

That pink stuff you used was awesome!!! I deffo need to get some lol xx