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Need to get myself together: The beginning
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Early night tonight monz???? You must be shattered xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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I know you are very keen to pay off your parents & totally understand, as I've said before. But if you are paying interest & charges on your overdraft, would it not be better to repay your parents to the schedule agreed & reduce your bank charges, rather than overpay your parents. Of course if they keep raking it up then you have made exactly the right decision0
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I would rather the mental mind of paying them off first, my mental health and them going on I would rather the charges because I dont have them down my bank. Otherwise I completely agree with you!
Will get there though!
3 weeks to paydayxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Thank god its Friday!!!! 20 days until payday though
!
I set up an insta page for my house, mainly so I can remember the state it was before and making progress pics. Sad yes but I like it- No24_makingitahome
Need to get some food shop done today, exercise tonight as I thoroughly enjoyed my rest day yest! and clean the blinking house lol! Also try not to spend on stupid things!
My renewal for car insurance is up next month. Done a quote with who I am with (dunno why I am paying £44 a month!) new quote with them is £32 with £100 excess.. lets hope my renewal with them goes like that :P or will be on phone telling them I was quoted cheaper! will see soon I guessDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
It is a beach body workout thing
its really good though first week I was in pain lol good pain though
x
Love beachbody, I am restarting T25 next week, I can only manage it 4 days a week normally, so I do it thursday - friday (my non working days unless I am in on overtime on the weekend, I will still be able to do it though) xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Morning lovely,
Found your instagram account and followed
Good luck with the renewal x0 -
I’m following you on insta now too
xx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hey
Sorry I have not posted just thought everyday will be the same kind of post, poor skint January and roll on payday lol!
Got amazing news my friend who last her baby last year gave birth an hour ago to a healthy lil boyso happy for her xx
15 days until payday
Started getting things in for my boys communion paid with amazon vouchers and or paypal from PADebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Amazing news!
Congratulations to your friend.
Dxxx0 -
That's lovely news about your friend Monz! It must be such a relief to have the little one here safe and sound.
I'm much the same on my diary - moaning about being skint most days and willing pay day to come a bit quicker!Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000
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