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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Cashed out £10 Boots voucher. So my mums xmas is complete.
    Doing a week survey and should receive £15 for completing this. When I do, will keep the code towards my dads and that means only need to get £10 and his will be complete.

    My next lot will be my younger sister Christmas for vouchers. Then will do my older sister birthday vouchers for her bday just before xmas. That saves me plenty money and also I look good for it ;) xx

    Will finish my xmas shopping by end of October as end each month to give my sister £90 for my nieces private horse riding lessons. And to buy my boy a Nintendo switch. Other than that I am done :D xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    You are doing amazingly with the vouchers! I can't believe how quickly it all mounts up and before you know it, you've got most of your Christmas sorted! I have around £45 in Amazon e-vouchers sitting but I'd like to put that towards the kids' Christmas when they decide what they'd like. It takes the sting out of a large, expensive present if there is one.

    I don't give vouchers as gifts, but if I did i'd definitely be following your methods!
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Go you with being prepared for Xmas I've only sorted my nieces out..........have started buying things in the sales tho xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I see it as they pick what they would like to have instead of me guessing or asking... and I dont have to spend money ;) both win win lol!

    I have to give money for my nieces. Hope PA pics up, cd sort that one out quicker...

    The new smythes magazine and I swear I have never saw my son run so fast for a pen to mark what he likes, he could outrun usain bolt at that rate.... "but its ok mum santa doesnt but my birthday presents...."

    16 days until payday. Oh yes I am counting and so much coming up next cpl months ahhhhh xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Our Smyths catalogue came in yesterday too but the kids haven't seen it yet. They did go completely MAD in Hamley's at the weekend when we were looking around. Lots of shreiking and diving around to see what was round the next corner!

    I was hoping to pick up an Argos book when I was in town last week but there was none out and no staff around to ask. Ho hum, will try again next time. The kids NEED the catalogue for Christmas planning, doesn't Argos understand??
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I am going by today St enochs will let you know if in :). Having to go to Primark too lol Argyle street mayhem I hate town lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Currently at £1.90 on VO. Hope to cash out a Topshop voucher by next Monday/ Tuesday and started on my sisters for £30 Christmas. Then will move on for my other sisters £30 for her birthday. Should have this all done by end October/ November :) Then rest vouchers will be for I think start for house, like argos or that :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Finally PA gave me a £9 survey woo!! took 2 hours though!!! better be approved lol :)

    Got £3 coming for Amazon vouchers and another £2.50 about to cash out. This is going to harry potter 3d jigsaw diagon alley for my boys birthday then will save towards him getting a broomstick.. then my halloween costume... Daenerys from GOT :P so excited :D

    Next week should be getting £15 amazon for a week survey. This will go towards my dad Christmas. Meaning only £10 to save towards his :) xx

    15 days until payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I wish I got this kind of surveys........it's been dead for me on PA hopefully it picks up so I can get Xmas paid for xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I got a 3 part £21 total one on Monday - it's taken me 1 hour 10 mins to do the first 2 parts but the 3rd part is longer apparently - I can cope with that for the reward :rotfl:

    I don't think it's picked up as much as I expected though! x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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