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Need to get myself together: The beginning

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  • Good luck Monz , I too have fell for the nice guy routine in the past only to learn they weren't and got left in debt

    Mobo xx
    CC1-£1729.53
    CC2-£4323.00
    LOAN-£14,519.05
    TOTAL DEBT £20,571.58 :eek:
    Then there's the mortgage :o
  • Hey honey,

    Good luck with your journey & I am gonna subscribe to keep up to date with it.

    You live & learn eh.

    We have all been there so dont worry & just get your head in the right place & the right zone & it will be gone before you know it.

    Where in america are you heading to?

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    edited 17 January 2022 at 1:14PM
    Thanks Mobo1980 aw honestly you would have thought I had learnt from last time and I did think this guy was a good one and introduced him and all his family to my son and they were amazing with him :/

    Aw Thanks Dolly rocker :) Yeah focusing on my boy (as always) and myself (even starting back on insanity workouts keep me busy)

    I am going to Washington DC to see my friend, I done summer camp in virginia before I had my son so we are going there and visiting Las Vegas and Niagara Falls as well :)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Oh Vegas is amazing!!!!!!!!!!!!!!!

    We are saving to go back 2016.

    Love the place.

    You are right, focus on the things that are most important to you.

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Paid £5 this week to 52 week plan and looking forward to payday Thursday haha :)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw hurry up pay day. It is a sign of changed times when I want to make extra payments off to debt and change my signature on this :)

    Long weekend too this weekend, so need to get my thinking cap on for my son and I. Tuesday we are having a day out trip to Edinburgh, he wants to see the castle that is on top of a volcano!!!

    Hurry up payday!!
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Oh me too I just cant wait to get rid of some more debt & update my wee signature it makes me happy!

    We are officially sad haha

    Oh I love Edinburgh, Both times we have arranged wee day trips through it has totally chucked it down with rain so I will do the sun dance & avoid crushing any wee rainy beetles so that you can have sun alllllllllllllllllll day tomorrow!

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Where are you from Dollyrocker if you dont mind me asking? I am from Glasgow :)

    Aw its not tomorrow its next Tuesday sorry after September weekend lol I got an extra holiday :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Tomorrow is pay day :)!

    I am setting up on my excel what I aim to spend and will be keeping receipts to keep on top of this and making sure I stay within budget!

    I cannot wait to update my signature on this and feel as though I am contributing to my debt fighting :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • There's that spreadsheet again! It will be lovely for you when you start seeing the debts going down x
    Grocery Challenge £2400/Spent £90.73
    £2024 in 2024 - £605.27
    DF 30/11/22
    Retired 31/12/23
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