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Need to get myself together: The beginning

edited 30 November -1 at 12:00AM in Debt Free Diaries
4K replies 246.6K views
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  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Thank you so much Carl :)<3 that was lovely to read this morning!

    Had a good weekend, Friday night I had a OITB season 5 watching :D (clearly it was a wild night with my pjs crisps and blanket on couch!) Saturday was my niece birthday party and my friend came over for her mini baby shower and watch the Scotland game haha, overall spent £20 max and that was mainly on some baby items for her.

    17 days until payday ah I hate 5 week months!!! This week survey central to boost my holiday spendings :)

    How is everyone xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Cashed out £20.80 from PA half will go to holiday fund. £10 will be in my petrol pot lol. Still awaiting news on £16. Just awaiting on this to clear.

    Still not received my £4 from crowdology, will send an email regarding this or maybe await another day.

    Got another survey week coming up will get £15 amazon voucher for this - this is going towards a nike tracksuit I saw for my boy. Not for his birthday just for daily life :)

    15 days to payday, find 5 week months so hard!! I keep spending as soon as paid but mostly been for holiday - going to go through my banking though as its quickly out.

    4 weeks on Saturday Florida :D next focus when home will be house fund and with surveys etc will be focused on Christmas and my sons birthday :d. Will book his party when home also :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
  • Dolly_RockerDolly_Rocker Forumite
    5K posts
    Ninth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
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    Excellent.

    I have a pending balance on £3.70 with them, didn't notice a I had to do something with a completion code on one of them so they might not pay me :-(

    Oh well emailed them to say I am new to this so hopefully they will as a one off.

    4 weeks!!! Holiday will be here before you know it.

    Dxxx
    MFW - 192 Payments Outstanding
    EF £100/£8,000 - 1.25% Saved
    Goal Weight - 79lbs/95lbs - 16lbs to Lose
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Payday is 2 weeks tomorrow I got it wrong yesterday :(! Quiet one due this weekend but found TV show Gilmour Girls never saw before and omg amazing!!! 7 seasons to watch in TV heaven :P!! My boys competition is on Sunday so we are excited for this as well!

    Got money from crowdology and £7.50 from survey panel so will update signature. Hardly any surveys since yesterday on PA :(! Hopefully get some today.

    My mums birthday is coming up and she asked foy the Vichy body foundation to help cover her scars its £30. Near £10 cash out for boots. Will try get £20 before next week on valued opinions. Thats about it really.

    Oh I have signed up for starting Beach Body UK coach which starts in Autumn. I love Shaun T so cd be another venture. Who knows lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
  • HiddenidenityHiddenidenity Forumite
    5.4K posts
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    I noticed the lack of PA surveys since last night.

    Gilmore girls is my all time fave! I don't watch much TV or follow anything, but I sat watching back to back hours all the way through the seasons of gilmore girls :o

    Soon be Florida time :D
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I thought I would post the survey sites I find very useful and which have contributed to be being debt free. I know most people use them but I thought I would share my faves

    1. Opinion World - This is the main one that got me out of debt and I hold very close to me. I do this everyday almost and get roughly £10-20 a week amazon vouchers from this. Dont get me wrong there are couple months I go through phases I do not want to look at surveys but with birthdays/christmas this is amazing! I used to read you are entered into quarterly draw and ignore it thinking yeah ok... last year I won £5,000 and cleared all my debt and now have a chunk to deposit for my first house. I never believed I would win... still shocked to this day

    2. Valued Opinions - you get to make roughly £1.50-1.75 per day before "no more surveys" are available. I find this useful for cinema tickets, argos and of course amazon vouchers. I make about £20 a month from this

    3. Crowdology - you can make about £4 a month paypal. Get the app ;) makes it go up quicker than waiting for an email :P

    4. Pinecone - this comes every so often £3 via email

    5. Prolific Academic - Thanks to Kirsty - this is a new lil dream!!! Had past month and made about £60!! Very good!

    6. Ipsos Isay - I get to cash out £5 amazon vouchers every second week or so.

    7. Newsvista - takes a while but get £50 about once a year which is amazing and currently been selected to do as many as I can for month of June... dont know if this is for everyone though :D

    If I can think of any others will add to this :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
  • HiddenidenityHiddenidenity Forumite
    5.4K posts
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    Did you use Circle Monz?

    I haven't yet cashed out on PA I'm not sure how is best and how long it takes?

    sorry for the questions :o
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I use Circle. It took about two days to go into Circle and about 2-3 days go into bank :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
  • HiddenidenityHiddenidenity Forumite
    5.4K posts
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    monz wrote: »
    I use Circle. It took about two days to go into Circle and about 2-3 days go into bank :) xx

    Thank you sorry for being a pain with the questions x
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    You are not at all :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
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