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Need to get myself together: The beginning

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hugs Hunni xx hope your ok xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks a bit better. Think him admitting he was in wrong caught me by surprise n was just upset means nothing tho. Doesn't change what he's done.

    Anyway two days until pay day :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Tomorrow is paydayyyyyyy woo!!! 5 long weeks that has been. Can make an overpayment to my loan and next account. Then I can order my nieces barbie caravan (will cost me 37 after discount) and my sons hudl order (will cost me 45 after discount)

    My proper signature update will be on 1st when loan payment comes out as well. :D oh and starting on my sons cake tonight xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Just realising after Christmas my next account will be clear then I will be tackling my overdraft and then full on loan :D. Doing this one step at a time :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Your doing great well done on the bargains xx

    Enjoy payday tomorrow xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks Abba :D

    Its payyyyyydayyyyyy woooooo!!!!!
    So today I have ordered my sons hudl (paid 45 after vouchers and collect tomorrow) I have ordered my nieces Camper van (£37 after vouchers)

    I paid 125 towards America. Paid £39.50 towards Next and £26.46 towards my loan.

    My loan payment has came off early (must be due to weekend?) though interest still to be added for the month so my signature probably shall change again.

    So good seeing it going down :)!

    Never got started last night on cake - I forgot butter and sugar lmao!! So tonight I shall be stressing and baking :)

    In a good mood today :)

    Hope you are all doing good. Off to do a nosey on Diaries xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Hi Monz :wave:

    Been meaning to catch up on your diary. You are doing sooo well! Forget the ex. He's not worth your time. Concentrate on your goals and your gorgeous son! You should be so proud of yourself!

    Keep going and remember you have everyone here cheering you on!!

    October xx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks October :)! In a cheerful mood though think will be gone later as starting my sons cake haha :)

    Feel better seeing the debt going now and thinking about savings and that (tad early but still lol) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So Might not be on this much over next week as I am off on holiday. I shall be snooping in on diaries as I am too nosey. I will try refrain from spending :(! Baked 9 sponge cakes last night so tonight I am icing and decorating :D

    My sons party is tomorrow so gotta prepare ahhhhh!!!

    Out tomorrow night too ;)

    P.s. Under 4 weeks until payday haha xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Also paid £4 to my next account for my 1v100 days so 50p a day will cover me to next Saturday :D xx only 119 until I have paid off Next account woo.. Am I able to close the account after
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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