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Need to get myself together: The beginning

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Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    God sake what is wrong with these bloomin eejits!

    Poor lassie.

    Dxxx
  • LABMUM
    LABMUM Posts: 157 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi Monz I have read your diary from the beginning and wondered if you could tell me more about your spreadsheet you use as you seem to be very organised.
    EFC #185 - £510.00/£1000
    £2.00 Savers #95
    50p Savers Club #8
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I use different sheets. one was my loan - much i owned etc and what i payed in plus what original ending date was, much i overpayed and when i overpaid i cd delete and update loan ending date which was good feelings. and it also updated me on interest and also percent i was to debt free

    i also used to sort of SOA but my own version that i cd tweek and that which helped me loads and organise. also one for savings with month targets xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • LABMUM
    LABMUM Posts: 157 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thank you. How do you track your spending.
    EFC #185 - £510.00/£1000
    £2.00 Savers #95
    50p Savers Club #8
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I use my wages that are same every month plus weekly child benefit. then my expenses. i have a connected tab where my spends go to and tells me what i have and if i can treat my self or not x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Deleted_User wrote: »
    God sake what is wrong with these bloomin eejits!

    Poor lassie.

    Dxxx

    Just saw this!!

    Aw tell me about it i popped by on lunch to see her and he shows up beginning give her blooming sweets and at end of lunch and its awful!!!! so awkward and he will not leave her alone at all!!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    He sounds like a numpty.......she's best without him make sure when she chucks the stuff out the balcony it's tv first then mattress.......!!!!!!! xx

    Hope your friend is ok xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    and hopefully him under it :P lol

    We are having a girls night in hers tonight with some vodka cheer her up. Trying to convince her to go to police right now but she doesnt feel up to him, but we will get her there somehow. for her girls sakes if anything.

    12 days to pay day xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Your a good friend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks Abba

    Hope all had a good weekend! Friday night was a good girls night and cheered her up. Saturday went to Christmas market and with a hangover from hell which was not a good mix lol!!! Sunday took my boy over to my sisters and saw my nieces :)

    9 days to payday! Also went online to my bank account and it popped up well done paying off all your loan :D woo xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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