Finally taken some action

Knotty29

After deliberating about whether to do an IVA or DMP I spoke to Payplan and have set up a DMP starting in August. Feels such a relief.

I owe £31,844 (actually less than I thought as I had paid off some little ones) and after everything is paid for I'll have a surplus of £430 which will go to the DMP. This should mean I'm debt free in just over 6 years. Seems a long way off mind.

I've been wracking my brains on how to make some extra money that can a) increase my payments to the DMP and b) give me a little extra each month. I'm going on Saturday for a bar job interview! Wish me luck! It only pays £5.50 p/hr but every little helps.

I would urge anyone who is in debt and worrying like mad - do something aboutit. I can't believe how much relief I've felt since sorting it out. I'm sure there will be bad days and good days but at least its being sorted.

angelavdavis

Well done for tackling the debts head-on.

Good luck!!

Gemmzie

Hi Knotty, there's a DMP Support thread here somewhere, come over and join us We are all on various DMPs and it's nice to feel that someone understands what you're going through.

Best of luck

Knotty29

Thanks angelavdavis and Gemmzie.

Gemmzie, I'll find that thread and come and join.

poppyjay

well done and good luck with job fingers crossed

yellowmonkey

Hi.

I am a member of the DMP support thread. Geat place to visit. You can find us here http://forums.moneysavingexpert.com/showpost.html?p=5196132. Well done on your DMP with Payplan.

ym