We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
help needed please.dmp with paypal=bank charges success
waterboy2
Posts: 30 Forumite
hi there i hope someone can help me.i have been on a dmp with payplan for around 7 mnths never had a problem until now.i have successfully reclaimed my bank charges back from the yorkshire bank £1140.90.i have had my acceptance letter from them so signed it and sent it off.what concerns me is will they send the money as a cheque or put it into my account although the account is actually closed.can they reopen the account and put the money in to the account to offset the debt or would it have to be in cheque form.i know its my debt and my own fault to be in this situation but i really need the payment as a cheque .any help appreciated
0
Comments
-
hi i had same owe hsbc £600 they offered me £1000 back incharges they just sent cheque out for £10000
-
Hi, When I reclaimed bank charges from Barclays they paid money directly into my bank a/c which was still open at that time. I have a loan with Barclays and they didn't use it to pay off my arrears. I don't think they would open up the a/c to put money in they will probably send you a cheque.Make £10 a day challenge: November - £0/£300
0 -
I think they either send a cheque or if you owe them money credit it against the debit depends on the individual companies policies I guess.
I would not make plans for the money then you won't be disappointed but suprised if you do get a cheque.0 -
heres hoping they would send a cheque but on the other hand at least it would clear my debt with them.i dont know what policy yorkshire bank has with regards to cheques as i cant find many people who have won against them anybody else who has won vs yorkshire bank and received a chequeI think they either send a cheque or if you owe them money credit it against the debit depends on the individual companies policies I guess.
I would not make plans for the money then you won't be disappointed but suprised if you do get a cheque.0 -
They will offset the debt by the £1140.90 if you owe more than that with them (which it sounds like you do)
The account isn't closed, its in a status where payments can be made in but not out, so they are perfectly within their rights to do this.
At least you're debt will be £1140.90 less :rolleyes:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards