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Loan Agreement- shoddy copy
Have a loan 2008 with major bank , i am trying to get original signed document from them , As they have sent me a copy which looks like it has been altered, with different font and very shoddy copy
What right to i have , as they have qouted CCA 77 that they are appling with . I know pre 2007 they have to provide original .
If anybody could provide some help as to my right
What right to i have , as they have qouted CCA 77 that they are appling with . I know pre 2007 they have to provide original .
If anybody could provide some help as to my right
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Comments
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Your right to what?0
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As a am disputing the copy of agreement as it looks like it has been tampered with, all i want to see if original to confirm certain details0
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What does your own copy say?0
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Are you saying you didn't borrow it or the terms are different from your own copy?0
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As a am disputing the copy of agreement as it looks like it has been tampered with, all i want to see if original to confirm certain details
Check your copy or give them their money back and forget about it."We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein0 -
Its post April 2007 so the bank can just issue you with a reconstituted copy anyway. Doesn't need to be the original as long as it has the same T&C's etc of the agreement back then.0
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Its post April 2007 so the bank can just issue you with a reconstituted copy anyway. Doesn't need to be the original as long as it has the same T&C's etc of the agreement back then.
They could send a reconstituted copy if it was pre-April 2007 as well. That date is only relevant due to the removal/amendment of certain terms from the CCA (s127 being the main one). Sections 77/78 remained unchanged.0 -
If you believe that the company have given you a 'false' copy, what makes you think that a) they will admit this, and b) give you the 'real' copy?"Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."0
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If you believe it's not got the same terms as yours etc or it's not legible, complain, in writing.
What you hoping to achieve though?:beer:0 -
trying to avoid payingDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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