Looking after the pennies. My spending Diary.

Kitty777

From the 5/09/2014 I have decided to tackle my impulsive spending, and take control of my money once and for all. So here is my budget, and my spending plan:

Month 1. 05/09/2014 - 3/10/2014.

Income: £439.68
Owed Money: £23.49
Total : £463.17

Consistent Monthly Outgoings:

Board: £70
Phone: £7
Internet: £10
Charity: £3
Petrol: £45
Union: £5.69
Prescription: £8.15

Total left: £314.33

Anticipated Other Outgoings:

Friends birthday meal: £25
Present for friend: £5

Total Left £284.33

Savings: £100

Weekly Budget: £46.08

Rules:
Only take cash out with me
NO fags, scratch cards or bubble bath allowed.
NO costa on my own
Only use the car if needed

Let me know if there is anymore advice, or if I have done my sums wrong

Kitty777

I have also decided to look at christmas. Looked through my drawers and found these ex presents/never used items:

Elle Makeup Bag
Vitamin E body lotion (Bodyshop)
Dove body cream (300ml)
Avon shea butter lotion
Wild cherry body lotion (Bodyshop)
Soap (Bodyshop)

I am considering just doing simple things for people this year including:
Small gift sets from wilko/homebargins/B&M
Bed socks etc
Diaries/notebooks from card warehouse/the works
Chocolates (when the bags go on offer at sainsburys + staff discount)

rockm87

Good for you! no more bubble bath! haha

Kitty777

Trust me, I have enough bubble bath/shower gel to wash myself for 2months+ if not more!!!

Upsidedown_Bear

Maybe you could join this

https://forums.moneysavingexpert.com/discussion/5050268

Kitty777

Thank you. I have joined

Kitty777

Last day before payday. Have less than £1 in my purse and it has been hard not to use my card!

Kitty777

Payday has been a success. No Impulse buys.
I spend £3 on a meal deal at lunch (including my coffee fix instead of costa/cafe nero!), and 78p on extra bits for my friends bday.

I was tempted to buy bath stuff a few times, but I resisted. I was also tempted to buy a scratch card from the co-op...just to see. But I didn't

Think I am going to start planning for x-mas now. Put some money aside and stick to it...last year I bought stuff without really knowing who it is for

Tomorrow I am going to make my own lunch...may not spend a penny

Feeling goood

Kitty777

Spent a bit more than I wanted to at tesco...eek.
However they did have whole chickens for half price (got two, one for later in the month when things get a bit tight) and it does make 2-3 dinners for me and my mom. Got something for dinner for the next 2 weeks. Most of it is tesco basic range but looks lovely.

Bought some herbal essences shampoo for 56p...was a bit naughty as I have loads of stuff like that but 56p clearance I cannot complain.

No impulse buys as such today. Not sure how next week will go

Kitty777

An unexpected car incident has took £12 off me, and realised that the £23 owed to me won't be coming back eeek.Just going to take it off the next 3 weeks budget I think.

Managed to go all day without buying anything too bad. My meal with a friend cost £22 but I bought her some chocolates at the last minute for £2 so that brings it up to £24.

Kitty777

It has been a rubbish few days. The £20 that I was owed did come back to me and I spent it on rubbish and I do not know what
Not going to spend much more this week, and on friday I think I am just going to rebudget as all my bills have gone out so the rest is just for food etc. Feel like rubbish..