My Debt-Free Diary - Take Two
Mummy_Moo
Forumite 138 Posts
Hello,
I've been away from this site for a while but just had a read through the diary thread I had on here a few years and it reminded me how useful it was. So, I'm back - with a fresh new start and a set of challenges to give me a kick in the right direction. I have a few things that I would like to save for and some debts to repay (mostly interest free at the moment). Here are my challenges, to be completed by Christmas....
- Save £100 for a day out with friends - £100/£100 - complete
- Save £200 for a mini holiday with family - £180/£200
- Save £150 for my daughter's birthday - £0/£150
- Clear credit card - £0/£300
- Pay £20 per week off overdraft - £0/£320
- Pay £50 per month off loan - £0/£200
Also - I have read on other sites recently about people trying to keep to a £1 per day food budget - so as an extra challenge I'm going to try and keep to this between now and Christmas, £1 each (me & daughter) per day = £224 on food for the next 16 weeks. Should be achievable as we have plenty in the cupboards & freezer - (I'm not going to include eating out as this is a special treat that we don't do very often).
So, here goes, :beer: updates to follow....
I've been away from this site for a while but just had a read through the diary thread I had on here a few years and it reminded me how useful it was. So, I'm back - with a fresh new start and a set of challenges to give me a kick in the right direction. I have a few things that I would like to save for and some debts to repay (mostly interest free at the moment). Here are my challenges, to be completed by Christmas....
- Save £100 for a day out with friends - £100/£100 - complete
- Save £200 for a mini holiday with family - £180/£200
- Save £150 for my daughter's birthday - £0/£150
- Clear credit card - £0/£300
- Pay £20 per week off overdraft - £0/£320
- Pay £50 per month off loan - £0/£200
Also - I have read on other sites recently about people trying to keep to a £1 per day food budget - so as an extra challenge I'm going to try and keep to this between now and Christmas, £1 each (me & daughter) per day = £224 on food for the next 16 weeks. Should be achievable as we have plenty in the cupboards & freezer - (I'm not going to include eating out as this is a special treat that we don't do very often).
So, here goes, :beer: updates to follow....
If you don't like where you are - move. You are not a tree.
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So far so good. Nice quite day at home so not spent anything. Had some money left over from this week's budget so have added £20 to the savings pot and chopped £30 off the credit card.
- Save £100 for a day out with friends - £100/£100 - complete
- Save £200 for a mini holiday with family - £200/£200 - complete
- Save £150 for my daughter's birthday - £0/£150
- Clear credit card - £30/£302
- Pay £20 per week off overdraft - £0/£320
- Pay £50 per month off loan - £0/£200
16 week food budget - £0/£224
Looking forward to next week, hoping to have some more good updates for you on Sunday :-)