We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Where do you keep yours?
Comments
-
I use my local Credit Union. I have a standing order that pays into the CU account every month and if I need my money I just phone them and it is in my bank account the same day. Works for me as they don't issue any cards so I can't spend the money on a whim and I like the community aspect of supporting them too.DMP Mutual Support Thread No. 421
Debt free date 25/11/2015 - Made It!0 -
Wow thanks for the responses guys lots of different ways to do it and lots of food for thought too.
Thanks again!
Mam xDFD - 12/2016 with 6.7% paid as of 07/14
£ saved = 168.16 lbs lost = 4
Weekly Spend Challenge(7/9) £20/£0
Sept GC - £78.11/£300 Sept NSD's = 4
OS Weight Loss Challenge - 0lb/5lb0 -
All my accounts are with the same bank. It's just so much easier to view and move funds around via Internet Banking - and since it's all internal, the funds reach my account immediately.
I keep my emergency fund in a bog standard savings account. That way, I can deposit/withdraw funds with ease. This account also has short term savings in it (holiday, car, expensive dress, ect.) So whenever I buy one of these things, I withdraw the extra cash and leave my emergency fund untouched.
I also have a ISA which I only deposit into. That's my long term fund which I don't want to touch any time soon.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards