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I use my local Credit Union. I have a standing order that pays into the CU account every month and if I need my money I just phone them and it is in my bank account the same day. Works for me as they don't issue any cards so I can't spend the money on a whim and I like the community aspect of supporting them too.
All my accounts are with the same bank. It's just so much easier to view and move funds around via Internet Banking - and since it's all internal, the funds reach my account immediately.
I keep my emergency fund in a bog standard savings account. That way, I can deposit/withdraw funds with ease. This account also has short term savings in it (holiday, car, expensive dress, ect.) So whenever I buy one of these things, I withdraw the extra cash and leave my emergency fund untouched.
I also have a ISA which I only deposit into. That's my long term fund which I don't want to touch any time soon.
