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LTV Deposit Restrictions

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Comments

  • bowsh9
    bowsh9 Posts: 16 Forumite
    Thanks for clearing that up, I really want to walk out of barclays with a mortgage (virtually), so I'm trying to cover all bases.
    Currently I'm not paying council tax, how can I prove what I will need to pay for the affordability calculation?
  • kingstreet
    kingstreet Posts: 39,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Phone the local authority and ask them the annual council tax for the property you are buying?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • bowsh9
    bowsh9 Posts: 16 Forumite
    I know what it is, but want proof. There is a grid on the local council website of the bands and prices. I might take that.
  • Yorkie1
    Yorkie1 Posts: 12,263 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    bowsh9 wrote: »
    I know what it is, but want proof. There is a grid on the local council website of the bands and prices. I might take that.

    Plus something which says which band the house is in e.g. screenshot of the VOA website, or the house advert.
  • kingstreet
    kingstreet Posts: 39,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd be very surprised if any lender requires proof of what the council tax will be on a property you have not yet purchased.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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