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offered a mortgage with a ccj?
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vickypinkjeep
Posts: 1 Newbie
Anyone out there been given a mortgage when they had a ccj on their credit rating but no debt outstanding?
0
Comments
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This will depend on;-
registration date
amount
satisfaction date
deposit percentage.
Ultimately, the result here is going ton be to recommend you to an independent broker. Obtain all three versions of your credit file before doing so.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Yes, exactly because as Kingstreet says, we had a lot of positives going for us in other areas. My OH had two reasonably large, satisfied, CCJs on his credit report when we got our mortgage. We went through a broker and got a decent rate that has seen us through until both credit reports are pristine.vickypinkjeep wrote: »Anyone out there been given a mortgage when they had a ccj on their credit rating but no debt outstanding?Do you not know that a man is not dead while his name is still spoken?
― Sir Terry Pratchett, 1948-20150
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