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Anyone had a First Direct 5 Year Fixed who can help.

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We have been offered a 5 year fixed rate mortgage LTV 75% at a rate of 3.29% with FD

If I pay the £950 fee they will hold this mortgage for us for 6 months.

My concern is that if something happens and we cannot sell our place its quite a loss of money to lose.

Also If I accept this and does anyone know what other hoops I have to go through before they release the funds.
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