Warning: NLID in Pro-active Debt Destroying Mode - 10 Days On From Disaster

nolongerindenial

ok, today things have taken a massive turn for the worst...

our ebay account has been restricted from selling, this equated for around 60-70% of our income (and about 50% of our profits).

This means we have just taken a paycut we cant afford to take and cant sell of items we had bought to sell on there (picked up a car to sell on monday, have a laptop and many other personal things I had just listed as well.

Really dont know what to do. Will speak with DW when she gets in from dropping DS1 up - havent slept much due to the worry about where my next meal is coming from

nolongerindenial

OK. im timing this post to mark exactly 11 days (264 Hours) on from ebay shutting us down, and around 180 hours work later, and very little sleep, im currently stuck with a car due a MOT and to be sold, my kind father in law is going to advertise our specific job lots and the car and I have on there and give me the money for it.

I have spent the past 10 days working on finishing a revamp on our websites, originally due to go live on the 1st October, but launched and marketed within 48 hours of the bad news, unfortunately with a serious bug in them regarding the cart side of things, menaing only 1 in 5 people could add to bag, this took until wednesday this week to find and solve, costing us what looks like a huge amount in lost revenue, but we had to do what is unthinkable and fix bugs that would normally be found and fixed in a 3 week major release testing timescale in a live environment. Completely secure in terms of customers data, as any time our system believes there to be the slightest of security concern it fails safe.

We are in a position profits wise, 11 days on that we were before ebay kicked us off, things are still critically tight being £240 down on where we had planned to be wtih our £18.88 per day being put away with benefits, however due to the fact some of this money was being put away for annual costs, like next years car tax / insurance / mot, and some of it due to pay to our father in law for money we owe him we just need to find £35 in the next 11 days to clear all the bills and start again from october to get this our finances sorted.

But with the work we are putting live this weekend I hope that after all of the bills have gone out on the 30th, to have enough spare money for a couple of cans of strong lager, a couple of glasses of wine for my wife - before collapsing and going to sleep

trying_hard

How's it going NLID? x

nolongerindenial

Thank you for asking, it really does mean a lot!

I have just been doing the books for whats going in and out today and seeing how much money I need to find, and im no longer behind by £35, instead it looks like im looking behind the sofa in the morning to see if I can find the £0.84 I need to clear my bills for september.

The most annoying thing, our card processor added an extra day onto the clearing due to a problem with there file or something (happens about once every 6 months, it goes from taking 3 working days to 4 working days), so the £65 I should have tomorrow, I wont get until wednesday .

We had a roaring days trade today, managed to pay my father in law back the money we owed him from bailing us out in August just before the poo hit the fan.

Hopefully we will be ok from now on - still have a lot of bills to clear, a lot of hard labour to complete but I hope we will be ok. Time will tell but im still on the 4am finishes and 9am starts

trying_hard

So glad to hear that things are 'stable' at the moment and really hope that things will be on the way up for you soon

nolongerindenial

Mortgage Paid, Arrears Payment Plan in place and focusing on earning as much money as I can do!

But from one bad thing to another, my 4 Year old son got bit today at school, hes only been going 3 1/2 weeks, and already he has been bit, hit numerous times, pulled around the playground backwards by his coat all by one lad in his class. To say im a little irate is undeniable.. the school appear helpless to do anything, other than sit the lad on the naughty mat as punishment.... it took us to tell the boys parents today who then accused us of being a racist (despite 75% of the class being of asian descent) and us simply stating what his kid had done. looks like the head's going to be getting a visit tomorrow from us and if this doesnt get resolved, we will have to move schools to the next best school we can get him in 5 miles away in the next borough where he went to nursery.

nolongerindenial

Thought I would givea one month update from our problems, things are not brilliant yet but we are now making enough money to make a living, not a good one but were back to roughly where we should have been in september.

Its been a tough few weeks - but at least were now in a position to pay our bills! There will be further updates shortly

in_need_of_direction

How's the issue with your son's school?