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Best 5 year Fixed

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We have been offered a 5 year fixed rate of 3.29% on a 65% LTV mortgage with First Direct. They will hold the rate and funds for 6 months for £950 fee.

Anybody heard of anything better.

Many thanks for any help

Comments

  • marathonic
    marathonic Posts: 1,786 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    LULULU1 wrote: »
    We have been offered a 5 year fixed rate of 3.29% on a 65% LTV mortgage with First Direct. They will hold the rate and funds for 6 months for £950 fee.

    Anybody heard of anything better.

    Many thanks for any help

    People will need to know the mortgage amount to comment. Alternatively, have a look at Moneyfacts yourself to see what's out there.
  • Cariad71
    Cariad71 Posts: 263 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi, we've been offeed 3-29 fixed for 5 years no fees. 75% ltv post office/ bank of Ireland ( already with them).
    Starting balance £173,000 (Sept 2012) interest only so if we do nothing We will owe this at the end of the term😁😁
    Balance as of Sept 2014 £165,803
    Balance as of Feb 2015 £163,360
    Balance end of July 2015 £159,050
    Balance as of Jan 2017.... £138,033:j
  • LULULU1
    LULULU1 Posts: 462 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    West Brom now doing 2.99% with £599 fees
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Look at the follow on rates. Remortgaging at the end of the 5 year term will cost money.
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