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Quick quid debt

Hi,
This is regards to a quick quid loan I took out 14 months ago. I owe £1400 total. This debt has been passed to arc debt recovery and they are chasing me for it. I lost job last year do couldn't pay but I do now have the full money which I am going to pay today. My question was this debt is not showing on ANY of the 3 credit agency's at all. There are previous qq debts on callcredit but they are all settled . Found this strange does zany one know why they won't show at all?
Thanks

Comments

  • sourcrates
    sourcrates Posts: 30,655 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Hi,
    Sometimes they simply don't update your file, payday lenders tend to do this in order to get you to pay back what you owe, they may say to you pay x amount by such an such a date, and we will mark your credit file in a positive manor, or they may just mark your account as settled when you pay it, or they may not record it at all, its not unusual in this sector of the market.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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