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help for full time student with no job

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Hey guys, how are you?

I've ran into some problems with my debt recently, the situation is I am a full time student, its during the summer holidays and i have no job.

I have been looking around online and came across a website called !!!!!!!!!!!!!!!!.org

They have template letters etc. to send to companies and debt collection agencies with the hope of getting the debt written off.

Has anyone used these with any success?

Anyone got any hints for doing this method?

Thanks Dave.

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    The fact that the website name you wanted to quote hasn't got through the word filter should hopefully be a warning to you.

    Although, guessing at the type of website you are likely referring to I would get yourself the opposite end of a barge-pole from them and their ideas.

    If you are struggling with debt repayments then I would suggest you either get in touch with one of the recommend debt advice charities - IMPORTANT - Where to seek professional impartial advice about your debts.

    Or if your debts are all unsecured non priority creditors then you could send them all letters to explain you are not currently working and are only in a position to offer a token payment to them until your financial situation improves.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Seanymph
    Seanymph Posts: 2,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Dave,

    can you do some agency work? or seek temporary work?
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