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Providing proof of debt query

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  • rizla_king
    rizla_king Posts: 2,895 Forumite
    sourcrates wrote: »
    Bottom line, they HAVE to prove to the court, beyond reasonable doubt, that the payments were made by you, on that particular day, end of !!!

    No.

    Burden of proof in civil cases is "on the balance of probability" not "beyond reasonable doubt" which is for criminal cases. Means that is a judge thinks their version is even slightly more credible than yours then they can decide to believe them. Crappy, but that is why they call it a judge lottery in these cases.
    Still rolling rolling rolling...... :) <
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  • sourcrates
    sourcrates Posts: 31,788 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    rizla_king wrote: »
    No.

    Burden of proof in civil cases is "on the balance of probability" not "beyond reasonable doubt" which is for criminal cases. Means that is a judge thinks their version is even slightly more credible than yours then they can decide to believe them. Crappy, but that is why they call it a judge lottery in these cases.



    Think I've been watching too many American cop shows Riz lol :D
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Ok, so maybe in my best interests to obtain my bank statements.

    Only issue is is that I do not know who I was banking with at that time - does anyone know if there is a way of being able to find this information out?

    Thanks again for all help given :)
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