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Who's got the best mortgage deal?
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smudgemanc26
Posts: 477 Forumite
Hi All
Just wondering if its worth switching my current mortgage. I have had the same mortgage with Northern Rock for about 5 years. I did take some extra borrowing as part of an unsecured loan on my mortgage and they have just written to me to say the rate of this borrowing is increasing.
My current deal was fixed for 2 years and i think it will be coming to an end shortly. Also i hope to get a pay out from work and once ive paid off my debts i was unsure what to do with the extra.
I have been reading the forum topic should i pay off my mortgage Vs Savings and decided the savings route might be a better option, however if this rate on my loan from Northern Rock is going to continue to increase, would it be advisablet to pay this off first?
Any help would be appreciated.
Just wondering if its worth switching my current mortgage. I have had the same mortgage with Northern Rock for about 5 years. I did take some extra borrowing as part of an unsecured loan on my mortgage and they have just written to me to say the rate of this borrowing is increasing.
My current deal was fixed for 2 years and i think it will be coming to an end shortly. Also i hope to get a pay out from work and once ive paid off my debts i was unsure what to do with the extra.
I have been reading the forum topic should i pay off my mortgage Vs Savings and decided the savings route might be a better option, however if this rate on my loan from Northern Rock is going to continue to increase, would it be advisablet to pay this off first?
Any help would be appreciated.
LBM - April 2007
Claimed back my bank charges from Natwest - £1196
Halifax Credit Card Claiming £467.35 Rec £467.35!/Capital One Card Claiming - £523.92/Barclaycard Claiming - £403.58 Rec £403.58/MBNA Claiming - £584.37 Rec£584.37
Proud to be dealing with my debts
Update: 2009 - Currently claiming £1900 from Natwest 0
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