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Question about consent to lease

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I've been in a house for 2 months now and my situation has changed. I don't want to sell my home as I may move back one day but I'd like to get consent to lease.

My mortgage is with halifax and It's usually 6 months before they will consent. Is there anyway it could be done sooner?

Thanks

Comments

  • You have to pay the tax of 6 months.
  • Angry_Bear
    Angry_Bear Posts: 2,021 Forumite
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    Have reported previous post as spam as it looks like the poster is just trying to build up post count to post links.
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  • I've been in a house for 2 months now and my situation has changed. I don't want to sell my home as I may move back one day but I'd like to get consent to lease.

    My mortgage is with halifax and It's usually 6 months before they will consent. Is there anyway it could be done sooner?

    Thanks

    To answer your question; it really depends on what they say - they might agree if you can demonstrate a reasonable cause for having to rent the property out?

    I'd suggest calling them to enquire.
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've been in a house for 2 months now and my situation has changed. I don't want to sell my home as I may move back one day but I'd like to get consent to lease.

    You may find lenders somewhat unsympathetic after such a short tenure.
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