IA's 'Does my bum look big in this Debt?' Diary

immoral_angeluk

mumofcookers wrote: »

Thanks for this, was there a minimum deposit for littlewoods bingo? Already done the Mecca one after reading it on your diary:T

£10 I think.. they usually are..

chick-chick

Littlewoods Bingo is showing up as £30 cash back, on my topcashback account

immoral_angeluk

Mine is as well! bonus!

immoral_angeluk

Weird! Can't believe I didn't update properly yesterday! :eek: That's not like me!
Anyway... have done the SS offer with ste's details and the referral bonus went in yesterday so we have £153.16 flinging it's way to our bank account as we speak Wooooo!

Can't believe it's only 11 days til the blackpool meet! I can't wait! I don't know what I'm more excited about.. meeting the DFW's or going to blackpool! I've never been before!

Ash was such a good girl yesterday.. she didn't have a nappy on all day SHe had 3 accidents but did a poo on the big toilet!! What a clever girl. She's learning o hold it well but it's just learning when she needs to go.. She'll get it eventually.

immoral_angeluk

OH CRAP I've just remember my race for life is next tues!!!!!!!!!! :eek:

barnaby-bear

immoral_angeluk wrote: »

£10 I think.. they usually are..

Can I ask a blindingly obvious question?

Your budgetting goes beyond the normal, it's obviously somehting you are interested in (or have a compulsive disorder towards;)), you are numerate and can do the numerate number crunching, use the spreadsheets, calculators, understand the most bizarre finance arrangements going, can find out information when you need it etc... have you ever considered it as a career? There are so many jobs out there with decent career structures crying out for numerate staff - credit controllers, bank workers, accountancy juniors, debt advisors etc you seem to be doing it near full time anyway.

immoral_angeluk

barnaby-bear wrote: »

Can I ask a blindingly obvious question?

Your budgetting goes beyond the normal, it's obviously somehting you are interested in (or have a compulsive disorder towards;)), you are numerate and can do the numerate number crunching, use the spreadsheets, calculators, understand the most bizarre finance arrangements going, can find out information when you need it etc... have you ever considered it as a career? There are so many jobs out there with decent career structures crying out for numerate staff - credit controllers, bank workers, accountancy juniors, debt advisors etc you seem to be doing it near full time anyway.

The ironic thing is I am bloody awful at maths!!! I kid you not I struggle with basic equations!!! Plus I got a D at gcse so most banks etc wouldn't touch me with a barge pole.

barnaby-bear

immoral_angeluk wrote: »

The ironic thing is I am bloody awful at maths!!! I kid you not I struggle with basic equations!!! Plus I got a D at gcse so most banks etc wouldn't touch me with a barge pole.

Bad teachers, not interested then? The kind of calculations you are now doing, probably because interested and found your own way of thinking about things, are easily GCSE maths. I was unfortunately maths tutor and I've got kids with the personailty and ability of turnips (old, rotting turnips but with rich mummies and daddies) up to the GCSE C standard. Just because you got a D grade years ago doesn't mean that's your natural limit and it's something very easy to redo if motivated. People are very quick to say I can't do maths but nobody ever says I'm so bad at reading I struggle with spelling my own name, they misidentify not understand the method something was explained with as intrinsic lack of ability. If you can do interest/minimum payments, loan terms etc you aren't bad at maths and could get a grade C. So you didn't get how one maths teacher taught you several years ago, does that mean because you didn't get how to use credit cards and racked up some debt that you'll forever 'be bad at' money?
Maybe it isn't for you but don't pidgeon hole yourself in an artificial comfort zone, you may not want to do that kind of job, you may have no interest in redoing a maths GCSE but it's your choice not to do it not lack of ability.
On my maths is misunderstood mission, for anyone else in similar position if the lack of GCSE in maths is stopping you get certian jobs or considering them, there are a lot of college schemes and bursaries with childcare particularly if young and/or parents.

immoral_angeluk

barnaby-bear wrote: »

Bad teachers, not interested then? The kind of calculations you are now doing, probably because interested and found your own way of thinking about things, are easily GCSE maths. I was unfortunately maths tutor and I've got kids with the personailty and ability of turnips (old, rotting turnips but with rich mummies and daddies) up to the GCSE C standard. Just because you got a D grade years ago doesn't mean that's your natural limit and it's something very easy to redo if motivated. People are very quick to say I can't do maths but nobody ever says I'm so bad at reading I struggle with spelling my own name, they misidentify not understand the method something was explained with as intrinsic lack of ability. If you can do interest/minimum payments, loan terms etc you aren't bad at maths and could get a grade C. So you didn't get how one maths teacher taught you several years ago, does that mean because you didn't get how to use credit cards and racked up some debt that you'll forever 'be bad at' money?
Maybe it isn't for you but don't pidgeon hole yourself in an artificial comfort zone, you may not want to do that kind of job, you may have no interest in redoing a maths GCSE but it's your choice not to do it not lack of ability.
On my maths is misunderstood mission, for anyone else in similar position if the lack of GCSE in maths is stopping you get certian jobs or considering them, there are a lot of college schemes and bursaries with childcare particularly if young and/or parents.

Thanks. I'll definately look into it.. don't want to let my compulsive organising and debt busting go to waste once it's all over lol.

mrsspendalot

Go for it sarah - my husband got an F at GCSE maths and has just done the OU's openings (a kind of access to higher education) course 'starting with maths' and he passed it with flying colours and now has 10 credits at university level 1. He is over the moon. It helped him get his current job as a bus driver - because he deals with money on the bus and had to sit a numeracy test which he knows he would have failed if he had not brushed up on his maths with that course.