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17.7.07 what small dfw thing will you do or have you done today?

hypno06
Posts: 32,296 Forumite

Hello lovely DFWers - old timers and newbies. 
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will do the following:
- send everyone with pack ups
- go to the bank to pay in cheque collected yesterday
- try for a NSD
- not increase my debt in any way
- do clicks and surveys
- be positive!
Have a good day everyone xx

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will do the following:
- send everyone with pack ups
- go to the bank to pay in cheque collected yesterday
- try for a NSD
- not increase my debt in any way
- do clicks and surveys
- be positive!
Have a good day everyone xx
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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~ Last night in work I found some superglue & used it to repair the heels on my work shoes.
~ I also picked up a stack of newspapers from a friend to use for the doggie, so I don'h have to buy them myself.
~ Walking into work tonight, and taking in lunch.
~ Got settlement figure for HFC 1 loan (pleasantly surprised!)
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
-filled up car at sainsbury's to get nectar points
-put the £10 gift voucher for Boots from Pigsback into my saving for Christmas piggybank
-posting some admin post 2nd class
-have had a bit of a heavy and poo day at work, and didn't spend lots of money at supermarket on way home
-staying in tonight and doing a pedicure here whilst watching the new Posh and Becks programme on tv!
-done a load of washing at 300 -
Used petrolprices.com to get cheapest diesel (not that 93.9 a litre is "cheap", but hey), and meal planned my shopping - only spent £10!Overpay!0
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Saved my £2 coins to go in my jar rather than spending them in the pub!Dooyoo £10.40/40, TopCashBack £17.19/30, Valued Opinions 50p/£10, Swagbucks 0/£20, Ebay £15/£250
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* I searched six sites for the best price for some old mobiles which we had laying around
* Bagged up three mobiles in a jiffy bag I got from an online order :money: and it's freepost
* Other mobile will be sent for tomorrow, also freepost
* Finally did the risk-free casino and got £78.50 in the processNo longer using this account for new posts from 20130 -
- daily clicks all over the place
- picked up 2p that I found on my walk to work (every little helps!)
That was about it, but at least I didn't spend any money! I wasn't feeling too well, so it was all I could do to slump in front of the laptop and click away.I was cut out to be rich, but got sewn up wrong.0
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