Creditor demanding my address

bp2001

Hi everyone. I've got a few outstanding debts, and agreed to pay back my creditors in monthly installments. I've always paid on the 1st of each month and I have no plan to change this, as I want to clear off the debts.

I've moved about three times since last contacting some of my creditors. I want to get in touch with them to put forward a few full and final settlement offers. I am just worried that they will ask for my phone number, address etc. I had to change my sim a few years ago as there was a relentless stream of messages and telephone calls at all times of the day, even with the repayment agreements in place, and I don't want that to start again.

If they ask for my address, must I give them my current address, or can I refuse to give them my address? I'm happy to give my email address, and I want to pay back the debts, either by installments or as a full and final settlement.

Thanks

Free_Spirit_31

I think they will need to give them your address, if not, I think they can trace you and find out where you live.

happy_bunny_2

Give them your address, but not your phone number.

State you only deal in writing as you need a copy of all correspondence for your records.

If they don't have your address and issue court papers, you would get a CCJ and never know. They could find it if they wanted to.

bp2001

I'll probably contact them and give them my address, but I'll have to talk to my wife about answering the door etc. I'm still paying monthly amounts so I don't think it will get to that stage, and I want to clear the debt, I'm not disputing it.

The next step is to actually contact my creditors. I usually find it hard to even get through to them in a free way, as I prefer to use email. There's no way I'd ring a premium number as I can't afford to pay more that the basic package I pay for on my landline, but hopefully I'll be able to find a postal address for them.

Thanks for your replies.

katielouisej

http://www.saynoto0870.com/


Hopefully this will help the phone situation

happy_bunny_2

[QUOTE=bp2001;66280981but I'll have to talk to my wife about answering the door etc.
Thanks for your replies.[/QUOTE]

State you only deal in writing as you need a copy of all correspondence for your records.

Also state that any requests to call you or threats of/actual doorstep visits will result in a formal complaint.

chanz4

happy_bunny wrote: »

State you only deal in writing as you need a copy of all correspondence for your records.

Also state that any requests to call you or threats of/actual doorstep visits will result in a formal complaint.

be good, however refusing to give his address how can they lol

sourcrates

Going ex-directory, or buying a home phone you can block calls on, also helps !!;)

ML420cdi

If you give them your current address it will be linked to all your previous ones and as such carry the sh*t that is marked on there.

How about using an accommodation address where you can pick up your mail at your leisure?