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Mortgage Offer - Special Conditions

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  • buglen
    buglen Posts: 6 Forumite
    The lender is Leeds BS. They have had us jump through hoops for the whole application process to be perfectly honest. I should have expected nothing less for the mortgage offer I suppose.
  • buglen
    buglen Posts: 6 Forumite
    The broker's have confirmed it is only the debts we said would be paid off before the mortgage completes. You were bang on the money Funny old game :)
  • kingstreet
    kingstreet Posts: 39,269 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you want confirmation, ask the broker for a copy of the mortgage application and it will show which commitments are to remain and which are to be repaid.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • I had to clear all debt... Unfortunate but it happened... And was checked!!
  • amnblog
    amnblog Posts: 12,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had to clear all debt... Unfortunate but it happened... And was checked!!

    It's the solicitors responsibility to check it Kirsty.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • It was my solicitor who checked, I am assuming on behalf of the lender prior to the funds being released. I was asked to show my statements (1 of which hadn't been released yet - had to ask for a letter confirming I was paid up and account closed)
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