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Best First Time Car Finance
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21= high riskDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Don't be so rude, and don't make assumptions before you know the facts. As a first time poster the OP deserves more respect than that.
Ilona
It is an important point. If someone can "easily afford" the repayments, then that suggests that they have an excess each month that will go into savings. The most sensible route will often be to use these savings instead of taking out a loan.
If, on the other hand, they've spent everything as it comes in, so have no savings, then it raises the question of how exactly they are going to afford the repayments. They will obviously need to cut back something that they are currently spending on.0
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