Thu 14th Aug: What small DFW things will you be doing today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important. :money:

Pippilongstocking

Thanks for the thread ALLY!

Waves hello.



Wee list
Promote frugal garden blog - will visit other garden pages and start to comment. Here's mine if anyone's interested, if anyone has one please don't be shy and share!
Clean bedroom and bathrooms
Sort bookshelf in kitchen
Bit of gardening - get some pots in or lift more bark, decisions decisions :rotfl:
Tea - fathom a low energy (mine) plan
Walk mutts
Admin life
Work - paid
Look locally at job ads - I need to find 500-600 a month to top up my p/t s/e work and start saving for pension.
Check out the make £10 a day thread.
Write a 'proper' letter to that local nursery again and see who else is 'about' to bludgeon with my skills p/t, casual, I'm easy
Start to manefest game plan for working at home its currently a spidery mind map which I can hardly read mesel'
Check out bag size for hairy plane for holibubs
Move some more logs
check out the £5/off £10 spend in Morrisons via Sun. (Thanks all for sharing)
Pick cukes
Pick courgettes
Pick beans and various veg
Sparkle.

A bit of sparkling never hurts.

Have a great day everyone.

Tiggy10

Morning all, Thanks for starting Ally
The list for today:
- check bank
- b/l/d from home
- pack for the weekend away
- write a list for food to take
Try and have NSD


Pretty boring but that's about it!
Have a good day all

allydowd

Morning DFW-Jedis,

Been of the grid for a while having a Holiday at Home, well Holiday in the Libraries/Museums really, researching my and my OH's ancestry.


The List


:starmod: Check online banking. Done.

:starmod: Do the ironing. Turn off the iron for the last two garments.

:starmod: Check Nectar AdPoints. Done.

:starmod: Do i-Say surveys. Done. Nearly enough points for a £10 Amazon or Farmfoods voucher.

:starmod: Washed bedding out on the line before the rain sets in. Damn! OH accidentally washed cream linen with brown apron. Argh. Stains removed with cheap stain remover granules, hot water and a quick rinse wash.

:starmod: Entertainment will be watching NCIS DVDs.

:starmod: Go for a run locally. Free exercise.

:starmod: Make more use of local library. They do cheap DVD rental and free audio story rental as well as book loan, free PC use and free WiFi. Yesterday I used the free WiFi to download upgrades to my phone and to download two BBC comedy podcasts, plus checking my email without it going on my phone/broadband bill. Plus I can get access to some family history sites for free there. (Link)

:starmod: Do free physio on dodgy arm.


News:

:starmod: eBay listing prices go up from today. (Link)


Freebies:

:starmod: Free Cinema Tickets through TopCashBack. Can be used in conjunction with EE/Orange Wednesday tickets too: (Link)

Offers:

:starmod: £5 of £40 online shop at Asda for Newbies using Click and Collect. (Link)


Well that's me for today. Good luck on your quests, Jedis.


MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link )
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery (Link)
• FreeStuff ( Link )
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• Nectar Points, AdPoints, Search Toolbar ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Clubcard Free Movies and TV Shows Online ( Link )
  
• Toluna ( Link )
  
• TopCashBack ( Link )

solvencyseeker

Hello All!


Am back home after 3 days helping my elderly parents to move house. They lived in the same house for 55 years, never throw anything away, hadn't exchanged contracts until the move day......but we got there in the end.


At work today, earning not spending. Have checked bank accounts - all fine.


Paid TalkTalk bill early to get 15% discount (first time we've done this and must find the post on here that told us about it to say thank you).


All meals from home. Son1 has made a veggie chilli concoction in the slow cooker.


Think I'll phone home and ask the boys to put the laundry out - the sun has come out :T.


Best wishes all x

cocoloco

:hello:Afternoon Campers! :hello:

Yay, it's Thursday not too long to go now till Sunday when I'm off- bring it on! :j
Thanks for starting us off Ally, love your idea of 'stayaction' , hope to have one ourselves in a couple of week- we have lots of lovely places to visit locally, can't wait

Not a lot on my list today, busy with work:

:starmod:B/L/D from freezer / stores- YS southern fried chicken, value savoury rice and YS corn in the cob- total cost £2.40 for a nice diner for the 3 of us.

:starmod:Look at bank accounts- yay, my wages from the 2nd job came in, try to keep in savings and don't touch it. Very tricky July / August and September with lots of expenses, really hope we can get by without touchg this money.

That's it for now, hope you all have a nice Thursday!

MinnieMousesMummy

Hi everyone, I am sneaking back in as I have been missing for a few weeks. I was on holiday last week and now that I am back I really need to try and get back into the mse ways.

Ally - Thanks for starting the thread today.

My list for today:

Feed chickens and check for eggs DONE, Very happy as we have started to get eggs from a one legged chicken that I rescued.
Water the plantsDONE, Everything is growing nicely except Jalopenos
All meals from storeDONE
Put repeat prescription in for ddDONE
Try and sort fees for childminder, they are changing and wanting to work it as sessions but means I pay about 15 hours a week that dd will not be in. DONE, thankfully I will be keeping dd where she currently is
Do freelance work that is in for todayDONE
Read through threads from the rest of this week and get some ideas/motivationDONE
Place Avon order and sort out paperwork ready for next weekDONE
Do weekly online shop and get stationery for going back to collegeDONE
Sort through and schedule home study courses so that I get everything done in time for the exams next summerDONE
Look for freelance workDONE, got a little bit done

I think that is everything that I need to get done.

foxgloves

Hi,
Wasn't going to post today because I've spent more or less all day gardening, but then I thought how actually, ALL of that was money saving as it's looking after the remaining food crops that are growing out there.
*Tamed the greenhouse which included tidying up & re-staking aubergines, tall chillies & tomatoes & sorting out the cucumber plants. All are still producing, but the chillier nights will soon slow that down. Still, am doing my best to keep them from sulking at the moment :-)
*Rolled sleeves up, loins girded for tackling a butternut squash plant that's gone rogue. It's been knocked into submission now. My best squash fell off, but there are other tiny ones coming. May get one or two yet. Not a reliable crop here, but hey, it was free seed!
*Weeded leek bed.
*Tied back mr f's potato beds which are encroaching on 'my' stuff. Noticed he's crossed 'potatoes' off the shopping list so he's obviously planning to lift these imminently.
*Potted on some baby pansy plants for autumn containers. (Free seed)
*Found 3 baby lavender plants I grew from seed last year & had completely forgotten about. The pots were on their sides under a hedge!They are now getting lots of tlc, as had actually thought about buying some (steady on, was the 'b' word, there!!) in the spring.
*Gathered a bucket of windfall apples.
*Picked more of my neighbour's invading blackberries.
*Cut a couple of bolted lettuces before they go past the edible stage. I usually make soup with them, but have very little space in the freezer.
Other bits & bobs: Did a few surveys, did next week's meal plans, did exercise DVD for free fitness, wrote shopping list & will endeavour to finish knitting hat this evening.
Tomorrow is my big weekly cleaning day....I can't believe that a whole week has gone by since the last time.
Hands on your pennies,
f x

carrielovesfanta

Evening all!


I got up a bit late today - OH had to take me into work. This is what happens if you go to bed 2 hours after your normal bed time!


Normal list from me today:

• B/L/D from stores
• Charge phone in work
• Overtime (zzzz)
• Walking home
• erm... nsd!
• Bit of crochet if I'm home at a decent hour
• Do something with the mince in the fridge. If home at a decent hour, cook it, if not, freeze it!
• Go to bed at a more sensible time

Very boring I'm afraid. Have a good evening


clf x

DawnW

Thanks for starting the thread Ally.

Feeling a bit envious of those of you who have been gardening as it keeps persisting down with rain here in the not so sunny SW, and I got drenched just picking the [STRIKE]triffids[/STRIKE] I mean runner beans!

Other than that I have:

Checked online banks to ensure I don't need to move money to pay for a couple of ebay purchases I made last night. All needed and planned for, so no guilt trip and the balance of OH's recent fishing trip (his share of the expenses after the fuel, which he paid for, is deducted. Owed to friend. I must remind him to pop over with the money or a cheque, as his memory is like a sieve :eek:

Fed chooks, 2 eggs today Must eat some eggs as they are piling up!

Visited a local town to go to the market and mooch around charity shops - OH's idea. Didn't spend much, just a couple of loaves of bread, some loo rolls and some socks for OH off the market, nothing spent in the CS (it is all glamour here, as you can see :rotfl:)

Made a bolognese, adding loads of vegetables. Inauthentic but very tasty, and enough for 2 meals for the 2 of us

Feeling a bit Migrainey (if that is a word) today, so not much else done

Still to do:

Prepare and freeze runner beans

Think what to do with the 3 large bowls of cherry tomatoes that are staring accusingly at me :eek: I think I will roast them with a bit of garlic, put them through the mouli and freeze the resulting puree That is a job for tomorrow though!

Ugh, it has just started raining AGAIN. At least I don't need to water I suppose....

Sunshine22_2

Good evening all

I haven't been up to too much DFWing today:

* Tried to drive slightly more sensibly to work to save on petrol
* Sorted out my envelopes for budgeting as have had some time to learn what works and doesn't so far
* Having a free chat with the overseas OH on the internet
* Contemplating a cheap weekend break!

Sx