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FTB Mortgage application Question
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wrutless
Posts: 40 Forumite
I'm looking to buy a house on my own in about a years time. I only want to spend about 100k on my first house and I have a decent deposit.
Is it worth me applying for a mortgage now to see if I get accepted or not? My credit file is showing as good, with only one default for £74 back in 2009.
I am just curious if they would let me have one now, I probably wouldn't go through with it at this early stage...and I understand the search would drop off my credit file in a year anyway?
Is it worth me applying for a mortgage now to see if I get accepted or not? My credit file is showing as good, with only one default for £74 back in 2009.
I am just curious if they would let me have one now, I probably wouldn't go through with it at this early stage...and I understand the search would drop off my credit file in a year anyway?
0
Comments
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Not worth doing anything now.
The whole world can change in a year.
If you have a good deposit and a half sensible credit record with stable earnings you will get lending.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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